Atmos Rewards affords implausible worth to Alaska Airways and Hawaiian Airways flyers, however I really like this loyalty program for its enticing award charges with Oneworld companions, corresponding to American Airways, Japan Airways and Qantas.
The Atmos™ Rewards Ascent Visa Signature® bank card is a superb airline card to earn Atmos Rewards factors. Its present welcome provide for brand spanking new cardholders is particularly compelling: earn 80,000 bonus factors and a $99 Companion Fare (plus taxes and charges from $23) after spending $4,000 on purchases inside the first 120 days from account opening, in addition to obtain a 50% flight low cost code for a qualifying future flight after opening your new account. This provide supplies standout worth for a modest $95 annual charge.
With this strong welcome bonus on the Atmos Rewards Ascent, you might be questioning simply how good this deal is. Here is my tackle this provide, maximize the bonus and who’s finest suited to it.
How frequent is that this provide on the Atmos Rewards Ascent?
Because the Atmos Rewards Ascent card is lower than a 12 months outdated, there are solely a handful of affords in its historical past to check with the present 80,000-point bonus (plus a $99 Companion Fare and one-time 50% flight low cost).
The primary provide the Atmos Rewards Ascent ever had allowed new cardholders to earn 80,000 bonus factors and a $99 Companion Fare (plus taxes and charges from $23) after spending $4,000 on purchases inside the first 120 days from account opening (provide not accessible).
The second provide within the card’s historical past offered new cardholders 60,000 bonus factors and a $99 Companion Fare (plus taxes and charges from $23) after spending $3,000 on purchases within the first 90 days from account opening, plus a 30% international flight low cost code for a qualifying future flight after opening their new account (provide not accessible).
The provide earlier than the present bonus offered 70,000 bonus factors and a $99 Companion Fare (plus taxes and charges from $23) after spending $3,000 on purchases inside the first 90 days from account opening (not accessible).
We suggest making use of for the Atmos Rewards Ascent anytime it is providing greater than 60,000 factors and features a Companion Fare, so the present bonus actually meets these standards. Plus, it features a one-time 50% flight low cost, which is the best flight low cost we have seen provided by this card.
Associated: New Atmos Rewards card affords: Earn bonus factors and a Companion Fare for Alaska and Hawaiian flights
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Who’s eligible for the welcome bonus on the Atmos Rewards Ascent?
The Atmos Rewards Ascent card is issued by Financial institution of America. Consequently, you may be topic to Financial institution of America’s software restrictions while you apply for the cardboard.
Financial institution of America would not have any revealed guidelines relating to what number of whole playing cards you may have. Nevertheless, candidates with a Financial institution of America deposit account could also be denied in the event that they’ve opened seven or extra playing cards throughout all issuers prior to now 12 months, whereas these with out one could also be denied after opening three or extra playing cards in that timeframe.
Nevertheless, so long as you’re authorised, Financial institution of America has not specified any card-specific guidelines proscribing welcome bonus eligibility on the Atmos Rewards Ascent. So long as you’re a new cardholder opening a brand new account, you have to be eligible for the present bonus.
Associated: One of the best bank card welcome bonuses this month
How a lot are 80,000 Atmos Rewards factors plus a $99 Companion Fare value?
The 80,000 bonus factors on the Atmos Rewards Ascent card‘s welcome provide are value $1,120, per TPG’s April 2026 valuations. Once you mix this with the $99 Companion Fare, the bonus totals $1,219.
The one-time 50% flight low cost cannot be quantified, because it depends upon how you utilize it. It may be fairly worthwhile, nevertheless, when you apply it to a high-cost ticket. However there are a number of restrictions to understand that might restrict how one can redeem it, together with particular dates of journey.
There are various methods to maximize your Atmos Rewards factors. Listed below are some examples of flights you may e-book with this system’s companions to get your concepts flowing:
Associated: How one can e-book American Airways flights with Atmos Rewards factors
How does the $99 Companion Fare work?
The companion fare provided on the Atmos Rewards Ascent card‘s bonus is implausible for vacationers who plan to fly Alaska or Hawaiian with a pal or member of the family.
You may have a 12 months after you earn the companion fare profit to make use of it for a one-way or round-trip flight. The companion fare should be redeemed by 11:59 p.m. Pacific time on the expiration date, although the journey might be accomplished after that expiration date.
The profit additionally carries some extra restrictions and gadgets of word, as laid out on the Atmos Rewards companion fare FAQ web page:
Each the first ticket holder and the companion should be booked on the identical itinerary on the identical time.Each vacationers earn Atmos Rewards factors on the flights.The certificates is legitimate just for saver or major cabin journey, although the tickets are eligible for upgrades.You would not have to be one of many vacationers utilizing your companion fare — nevertheless, you could use your Atmos Rewards card to pay for the tickets.You’ll pay taxes and charges that begin at $23 (relying on the flight itinerary).
Carly Helfand, TPG’s director of factors, miles and bank card content material, as soon as used the Ascent’s Companion Fare to take a last-minute journey to Chicago along with her husband. Two round-trip flights from Portland Worldwide Airport (PDX) in Oregon to Chicago’s O’Hare Worldwide Airport (ORD) value $543 every. However with the Companion Fare, Carly paid $680 for each tickets, saving $406.
This companion fare can be an ongoing anniversary profit you may unlock by spending on the Atmos Rewards Ascent. For those who spend at the least $6,000 in your card within the prior anniversary 12 months, you may earn a further companion fare in your account anniversary for use within the following 12 months.
Associated: 2-for-1 flights: One of the best bank cards to earn companion passes and certificates
Internet first-year worth breakdown: Atmos Rewards Ascent
For those who get authorised for the Atmos Rewards Ascent card, earn its welcome bonus and maximize its perks, you may count on to obtain $1,224 in internet first-year worth.
Right here is how this breaks down:
Welcome bonus worth: $1,219, per TPG’s valuations (factors and companion fare profit mixed)Alaska Lounge+ membership low cost: $100 off an annual Alaska Lounge+ membership (which usually prices $795 per 12 months) while you pay with this cardTotal potential first-year worth: $1,319Annual charge: $95Net first-year worth: $1,224
Needless to say cardholders is not going to obtain outright airport lounge entry (other than the Alaska Lounge+ membership low cost) or journey protections, corresponding to baggage delay insurance coverage and journey cancellation/interruption protection. If these are essential components to you, you might need to think about a distinct airline card.
Associated: Atmos Ascent vs. Atmos Summit: Which is finest for Alaska and Hawaiian flyers?
Is the Atmos Rewards Ascent’s 80,000-point bonus, $99 Companion Fare and 50% flight low cost among the finest offers ever?
For those who’re into amassing Atmos Rewards factors, the present provide on the Atmos Rewards Ascent card is value your robust consideration. The mix of 80,000 factors, a $99 Companion Fare (plus taxes and charges from $23) and a one-time 50% flight low cost in change for a $95 annual charge (comparatively low within the mid-tier airline card panorama) makes this card value contemplating.
Even past the robust welcome provide, there are 5 different explanation why I like to recommend the Atmos Rewards Ascent to a number of forms of vacationers:
Annual companion fare: As talked about above, you may earn a $99 Companion Fare (plus taxes and charges from $23) upon every account anniversary, so long as you spend at the least $6,000 on purchases along with your card within the prior anniversary 12 months.Good incomes charges in a number of classes: The Atmos Rewards Ascent earns 3 factors per greenback spent on eligible Alaska Airways and Hawaiian Airways purchases and a pair of factors per greenback spent on cable, at electrical automobile charging and gasoline stations, on native transit and ride-hailing providers, and on choose streaming providers. Cardholders with an eligible Financial institution of America account additionally obtain a ten% bonus on all factors earned.Excessive-value rewards: Atmos Rewards factors are worthwhile and can be utilized to e-book quite a lot of itineraries around the globe with Alaska, Hawaiian or one in all its companions.Low annual charge: This card prices a $95 annual charge, making it among the many least costly airline cobranded playing cards available on the market.Useful perks when flying with Alaska or Hawaiian: Cardholders take pleasure in advantages corresponding to a free checked bag and most popular boarding when flying with both of those airways.Welcome bonus: The bonus factors and companion fare profit included on this provide are value $1,219, per TPG’s valuations. This provide is among the many highest within the card’s quick historical past and supplies a excessive variety of factors for comparatively low spending.
Associated: Which bank card do you have to use for Alaska Airways flights?
Backside line
There are various causes to like the Atmos Rewards Ascent card as an Alaska Airways and/or Hawaiian Airways flyer, however it could additionally present wonderful worth to anybody trying to e-book Oneworld award flights.
With ongoing advantages to take pleasure in with the cardboard, its present provide simply might convey it excessive for a lot of potential cardholders.
We do not know when this provide will finish, so when you’ve ever thought-about making use of for the Atmos Rewards Ascent, now could also be an excellent time to use.
To be taught extra, learn our full evaluation of the Atmos Rewards Ascent card.
Apply right here: Atmos Rewards Ascent Visa Signature bank card
