Are you planning a business trip abroad? If so, you’ll need a credit card that will help you cover the costs of flights, hotels, and other expenses. But with so many different business credit cards on the market, how do you choose the right one?
In this blog post, we’ll discuss the best business credit cards for international travel. We’ll look at the features and benefits of each card, as well as the fees and interest rates.
So whether you’re a frequent flyer or a first-time international traveler, let’s find the best business credit cards for your next trip abroad!
Best Business Credit Cards for Traveling Abroad
The best business credit cards for foreign travel should offer benefits such as no foreign transaction fees, travel rewards, and airport lounge access as well as travel protection. Here are my top picks for business credit cards for foreign travel.
1. The Platinum Card® from American Express Business
The American Express Business Platinum Credit Card has one of the highest annual fee in the industry, but I think it is an excellent credit card designed for business owners that need to do a lot of travel, including travel bloggers, travel influencers, or travel agents.
With this credit card, you earn 5x membership rewards points on flights and prepaid hotels booked through the American Express Travel portal, and 1.5x points on eligible purchases.
One of the best perks from this card is that it provides a long list of premium travel benefits, including access to over 1,400 airport lounges worldwide, featuring the Centurion Network of Lounges and Studios, Airspace, Priority Pass Select, Escape Lounges–The Centurion® Studio Partner, Plaza Premium, Delta Sky Club and select Lufthansa Lounges.
As someone who travels frequently for business, I can attest to the value of having a credit card that offers premium travel benefits like airport lounge access. During long layovers, especially on international trips, it can be exhausting and overwhelming to navigate busy airports while searching for a comfortable spot to rest and recharge.
However, with American Express Business Platinum Credit Card, you can relax and unwind in a serene environment with complimentary food and beverages. These premium travel benefits can make all the difference in the world, helping you arrive at your destination feeling refreshed and ready to tackle your business ventures with ease.
You can also select one qualifying airline and receive a $200 annual airline fee credit to cover incidental airline costs such as baggage fees and in-flight meals.
Another notable benefit for Business Platinum cardholders is the Fine Hotels + Resorts Program which can make your business trips even more enjoyable. This membership entitles cardholders to exclusive benefits such as free room upgrades, resort credits, and late checkouts at over many of the world’s top hotels and resorts
Key Features for The Platinum Card® from American Express Business
2. Chase Ink Business Preferred® Credit Card
The Chase Ink Business Preferred® Credit Card is an excellent choice for business travelers looking to earn rewards and save money on their international trips. With a generous sign-up bonus and high rewards rates on travel and business purchases, this card can help you earn points quickly, which can be redeemed for travel, cashback, or gift cards.
One of the standout features of the Chase Ink Business Preferred Credit Card is the ability to earn 3X points per dollar on the first $150,000 spent in combined purchases on travel, shipping, internet, cable and phone services, and advertising purchases made with social media sites and search engines.
Additionally, you can earn 1X points per dollar spent on all other purchases. These rewards can add up quickly and can be redeemed for travel through the Chase Ultimate Rewards portal, where you can get a 25% boost in value, or transferred to partner airlines and hotels for potentially even more value.
With no foreign transaction fees, you can use your card for purchases made outside the United States without worrying about paying additional costs. This makes it an ideal choice for business travelers who frequently travel overseas and want to avoid unnecessary expenses.
Key Features of Chase Ink Business Preferred® Credit Card
3. Capital One Spark Miles for Business
The Capital One Spark Miles offers unlimited 2x miles per dollar on every purchase and 5x on hotels and rental cars booked through portal, so you can earn plenty of travel rewards quickly.
Plus, there’s no cap on how many miles you can earn and they don’t expire as long as your account is in good standing.
A significant benefit of this credit card is that you can redeem your miles for both travel and cash rewards. For travel, you can use your miles to book flights, hotels, rental cars, and more through the Capital One travel portal, or transfer them to any of the 15+ travel partners the card has relationships with.
The Capital One Spark Miles card also offers a generous sign-up bonus when you spend $4,500 on purchases within the first 3 months of account opening. This sign-up bonus is one of the highest available for travel rewards credit cards.
Other notable features of this card include travel accident insurance, purchase security, extended warranty protection, and no foreign transaction fees. It’s key to note that the card has an annual fee of $95, but it’s waived for the first year.
Overall, the Capital One Spark Miles credit card is a fantastic option for businesses that prioritize travel rewards and desire flexibility in redeeming their rewards. With unlimited 2x miles, a generous sign-up bonus, and a range of travel and purchase protection benefits, this card can help take your business travel to the next level.
