With most of the greatest bank cards in the marketplace, incomes a beneficiant welcome bonus is a fast approach to obtain plenty of worth. These playing cards from Chase are not any exception.
It is vital to know, nevertheless, that welcome affords usually change.
To illustrate you are contemplating including a brand new Chase card to your pockets. When is the perfect time to use so you may earn the perfect provide? We have got you coated.
Learn on to be taught extra concerning the welcome provide historical past throughout Chase’s suite of bank cards, incomes each money again and Chase Final Rewards factors.
Greatest Chase bank card welcome bonuses
Beneath are a number of the hottest Chase bank cards, together with their highest-ever affords and our suggestions for when to use.
Word that these are all publicly accessible affords; some particular person, focused bonuses could also be greater than what we have discovered. As well as, a few of these affords could now not be accessible.
Additionally, take into account that Chase elements in its 5/24 rule if you apply. Different elements can dictate whether or not or not you are eligible for a Chase welcome bonus.
These embrace the brand new adjustments to bonus eligibility on the Chase Sapphire Most well-liked® Card and Chase Sapphire Reserve®. You at the moment are in a position to have each the Sapphire playing cards, however bonus eligibility will probably be primarily based on a number of elements. These embrace beforehand earned bonus affords and the variety of playing cards you have opened and closed, amongst different issues, a consultant for Chase confirmed to TPG.
It is price contemplating your present pockets setup and cross-checking with the phrases of whichever card you resolve to use for.
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Earn limitless double money again for the primary 12 months from account opening.
or
Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) in the course of the first yr (on as much as $12,000 spent on these purchases).
When the provide is not less than a $200 bonus and a bonus class for further earnings in the course of the first yr, or when double money again is obtainable.Chase Sapphire Most well-liked CardEarn 100,000 bonus factors after spending $5,000 within the first three months from account opening.When the provide is greater than 60,000 bonus factors.Chase Sapphire ReserveEarn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening.When the provide is greater than 60,000 bonus factors.Chase Sapphire Reserve for Enterprise℠Earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.That is the one publicly accessible provide we have seen within the card’s historical past.Ink Enterprise Money® Credit score CardEarn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.When the provide is at or above $750 money.Ink Enterprise Most well-liked® Credit score CardEarn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.When the provide is above 100,000 factors.Ink Enterprise Premier® Credit score CardEarn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.That is the one publicly accessible provide we have seen within the card’s historical past.Ink Enterprise Limitless® Credit score CardEarn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.When the provide is at or above $750 money again.
The data for the Ink Enterprise Most well-liked and Ink Enterprise Premier has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Chase Freedom Flex
The Chase Freedom Flex is a strong, no-annual-fee, cash-back possibility for cardholders who wish to maximize rotating quarterly bonus classes (on as much as $1,500 in mixed spending every quarter; activation is required every quarter).
You probably have a card that earns Final Rewards factors, the money again you earn on the Freedom Flex (and any Chase cash-back card, excluding the Ink Enterprise Premier, which does not mix rewards with another Chase card) may be become Final Rewards factors.
Listed here are the latest affords we have now seen on the Freedom Flex:
Welcome provide historical past
Highest welcome provide
With the best welcome provide we have seen, new cardholders may earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first yr.
When to use
We advise making use of for this card when the bonus affords $200 again, plus a 5% cash-back bonus class in the course of the first yr from account opening.
Be taught extra: Chase Freedom Flex
Chase Freedom Limitless
The Chase Freedom Limitless affords a flat 1.5% money again on most purchases, with easy bonus-earning classes for sure on a regular basis purchases. The cardboard does not cost an annual charge.
The Freedom Limitless’s bonus provide has matched the provide on the Freedom Flex prior to now, however they are not all the time equivalent. So, it is price evaluating the 2 for those who resolve to use.
Listed here are the latest affords we have now seen on the Freedom Limitless:
Welcome provide historical past
Highest welcome provide
This card has supplied two welcome bonuses that may very well be thought of the best, and it will depend on what you prioritize.
One bonus supplied limitless double money again for the primary 12 months from account opening. The opposite supplied a $200 bonus after spending $500 on purchases within the first three months from account opening, plus 5% again on grocery retailer purchases (not together with Goal or Walmart) in the course of the first yr (on as much as $12,000 of those purchases).
When to use
This card may very well be price making use of for when the bonus is not less than $200 with a bonus class for further earnings in the course of the first yr, or when it affords double money again for the primary yr.
Be taught extra: Chase Freedom Limitless
Chase Sapphire Most well-liked Card
The Chase Sapphire Most well-liked Card is a strong entry-level journey rewards card for anybody able to dive into the world of Chase Final Rewards factors. The cardboard supplies good worth for a lot of at a modest $95 annual charge.
With the brand new welcome bonus eligibility adjustments for the Sapphire playing cards, you will not be capable to earn the Sapphire Most well-liked’s bonus for those who already maintain the Sapphire Reserve.
Listed here are the latest affords we have now seen on the Sapphire Most well-liked:
Welcome provide historical past
*Bonus provide worth relies on TPG’s September 2025 valuations and isn’t supplied by the bank card issuer.
Highest welcome provide
The most effective provide within the Sapphire Most well-liked’s historical past gave new cardholders the prospect to earn 100,000 factors after spending $5,000 within the first three months from account opening.
When to use
The most effective time to use for the Sapphire Most well-liked is any time the bonus comes with greater than 75,000 factors, which is its commonplace provide.
Be taught extra: Chase Sapphire Most well-liked
Chase Sapphire Reserve
The premium Chase Sapphire Reserve affords a bunch of advantages and is a good possibility for Chase Sapphire Lounge entry and elevated incomes charges in a number of journey classes. It comes with a $795 annual charge.
Remember to observe that those that already maintain the Sapphire Most well-liked will not be capable to earn the welcome bonus on the Sapphire Reserve, given the welcome bonus eligibility guidelines.
Listed here are the latest affords we have now seen on the Sapphire Reserve:
Welcome provide historical past
*Bonus provide worth relies on TPG’s valuations and isn’t supplied by the bank card issuer.
Highest welcome provide
The present provide on the not too long ago refreshed Sapphire Reserve permits new cardholders to earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening.
When to use
It is good to use for this card any time it is providing greater than 60,000 factors as a bonus.
Be taught extra: Chase Sapphire Reserve
Chase Sapphire Reserve for Enterprise
The Chase Sapphire Reserve for Enterprise is a premium enterprise card possibility for enterprise homeowners searching for top-tier perks. The cardboard launched in June 2025 and fees a $795 annual charge.
The one bonus we have seen on this card affords the prospect to earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
TPG’s valuations deem this provide as price $4,100.
Highest welcome provide
This card’s welcome provide has by no means modified, so the best provide is the present provide of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
When to use
If the Sapphire Reserve for Enterprise runs a limited-time provide greater than its present bonus, it is price making use of. That stated, the present provide for the brand new rollout of this card is extremely strong — so now continues to be a great time to use.
Be taught extra: Chase Sapphire Reserve for Enterprise
Ink Enterprise Money Credit score Card
The Ink Enterprise Money earns bonus cash-back rewards for enterprise homeowners in standard spending classes, akin to workplace provide shops, web, cable and telephone providers, for no annual charge.
Listed here are the latest affords we have now seen on the Ink Enterprise Money:
Welcome provide historical past
Highest welcome provide
The most effective bonus on the Ink Enterprise Money supplied a $900 money bonus after $6,000 in spending on purchases throughout the first three months from account opening.
When to use
We advocate making use of for the Ink Enterprise Money when the bonus is $750 or greater.
Be taught extra: Ink Enterprise Money Credit score Card
Ink Enterprise Most well-liked Credit score Card
Small-business homeowners who’re Chase Final Rewards factors lovers may discover their good match within the Ink Enterprise Most well-liked Credit score Card. For a $95 annual charge, you may gather Chase factors throughout a number of bonus classes.
Listed here are the latest affords we have now seen on the Ink Enterprise Most well-liked:
Welcome provide historical past
*Bonus provide worth relies on TPG’s valuations and isn’t supplied by the bank card issuer.
Highest welcome provide
The very best provide we have seen within the Ink Enterprise Most well-liked’s historical past gave new cardholders the chance to earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
When to use
The most effective time to use for the Ink Enterprise Most well-liked is any time the welcome bonus is above 100,000 factors.
Be taught extra: Ink Enterprise Most well-liked Credit score Card evaluate
Ink Enterprise Premier Credit score Card
The Ink Enterprise Premier is Chase’s top-tier enterprise cash-back card, providing an infinite 2% money again on enterprise purchases on prime of different bonus classes for a $195 annual charge.
The one provide we have seen on this card permits new cardholders the prospect to earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.
Highest welcome provide
This card’s welcome provide has remained regular since its launch, so the best provide is the present provide of $1,000 money again after spending $10,000 within the first three months of account opening.
When to use
If the Ink Enterprise Premier ever runs a limited-time provide above its typical $1,000 (the one provide we have seen in its historical past), it is best to undoubtedly apply. That stated, do not maintain your breath ready for the next provide.
Be taught extra: Ink Enterprise Premier Credit score Card evaluate
Ink Enterprise Limitless Credit score Card
For enterprise homeowners in search of a flat-rate cash-back card, the no-annual-fee Ink Enterprise Limitless is an effective possibility to think about.
Listed here are the latest affords we have now seen on the Ink Enterprise Limitless:
Welcome provide historical past
Highest welcome provide
The Ink Enterprise Limitless at the moment affords new cardholders the prospect to earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.
When to use
It is a good time to use when the bonus is providing $750 or additional cash again.
Be taught extra: Ink Enterprise Limitless Credit score Card
Hyatt Chase playing cards
Chase is the issuer of the one two Hyatt cobranded playing cards in the marketplace — one private card and one enterprise card. These two playing cards will sometimes provide elevated welcome bonuses.
For those who’re all for certainly one of Chase’s Hyatt playing cards, try our information to the provide historical past on the World of Hyatt playing cards that can assist you resolve when to use.
IHG Chase playing cards
IHG loyalists have three card choices, all cobranded with Chase. Two of the playing cards are private playing cards, and there is one possibility for enterprise homeowners.
For those who’re all for certainly one of Chase’s IHG playing cards, see our provide historical past information for IHG playing cards that can assist you make your choice.
Southwest Chase playing cards
All Southwest Airways bank cards are cobranded with Chase, which points three private choices and two enterprise playing cards for Southwest loyalists. These playing cards will obtain new welcome affords considerably ceaselessly.
For those who’re all for certainly one of Chase’s Southwest playing cards, our information to the provide historical past of Southwest playing cards may help you select a time to use.
United Chase playing cards
Chase points all United Airways bank cards, which frequently function strong bonuses for frequent flyers. The Chase-United suite consists of 4 private card choices and two enterprise playing cards.
For those who’re all for certainly one of Chase’s United playing cards, see our information to the United playing cards’ provide historical past to resolve when to use.
Backside line
Welcome bonuses usually fluctuate, so for those who’re all for making use of for a brand new card, it is price trying out its provide historical past and evaluating it to the current provide.
Since a lot of a card’s worth is discovered within the welcome provide, you could discover that the perfect technique is to carry off till a profitable limited-time bonus seems so you may earn a swath of bonus factors or money again.
For extra data on bank card bonus affords over time, see the next:
