The Chase Sapphire Reserve® (see charges and charges) is a well-liked premium rewards card with a great deal of perks to maximise.
Plus, the cardboard comes with a profitable welcome bonus that enables cardholders to earn a lot of factors upfront.
Chase Final Rewards factors are one of the vital worthwhile rewards currencies in the marketplace; TPG’s August 2025 valuations place them at 2.05 cents per level.
The Sapphire Reserve carries a excessive $795 annual price, however its lengthy checklist of premium advantages nonetheless makes it a prime possibility within the premium journey class.
This is what to know concerning the Sapphire Reserve’s present provide and perks.
Chase Sapphire Reserve present provide
New Sapphire Reserve candidates can earn 125,000 bonus factors after spending $6,000 on purchases inside the first three months of account opening.
Per our August 2025 valuations, this bonus is price as much as $2,563.
A haul of 125,000 Chase factors can unlock unimaginable journeys, particularly once you switch these factors to considered one of Chase’s 14 loyalty program companions. You might fly in enterprise class to Madrid on Iberia, ebook a round-trip business-class flight to Tokyo on All Nippon Airways or keep as much as six off-peak nights on the Hyatt Regency Maui Resort and Spa with this provide alone.
How does this evaluate to previous affords?
When it comes to factors providing, that is the best bonus we have seen within the card’s historical past. The Sapphire Reserve — Chase’s premium journey rewards card, now affords 50,000 extra factors in its welcome provide than that of the $95-annual-fee Chase Sapphire Most popular® Card (see charges and charges), although the Sapphire Most popular has a barely decrease spending requirement of $5,000 within the first three months.
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Utility guidelines and restrictions
For those who had been eyeing the Sapphire Reserve, however have beforehand shunned making use of since you maintain one other card within the Sapphire household, such because the Sapphire Most popular, now we have excellent news: Chase permits cardholders to carry each Sapphire merchandise on the identical time.
It is necessary to notice, nevertheless, that Chase has up to date its phrases on welcome provide eligibility. Earlier than, you would earn a Sapphire welcome bonus each 48 months. Now, Chase has carried out new restrictions.
A Chase consultant confirmed to TPG that, “Starting June 23, 2025, it is possible for you to to have each the Sapphire Reserve and Sapphire Most popular playing cards. New account bonus provide eligibility for both card will likely be based mostly on components together with beforehand earned bonus affords and the variety of playing cards opened and closed, amongst others.”
Even when it has been years because you acquired a welcome bonus on a selected Sapphire card, you nearly actually is not going to be eligible to earn one other bonus on that very same Sapphire card. Moreover, you will not be eligible for a Sapphire Reserve bonus in the event you’re a present Sapphire Most popular cardholder.
This can be a new restriction on bonus-earning inside the Sapphire household, so hold this in thoughts earlier than making use of.
The brand new Chase Sapphire Reserve for Enterprise℠ (see charges and charges) isn’t included on this rule, so you would earn the bonus on the enterprise card and nonetheless obtain a bonus on the private Sapphire Reserve or Sapphire Most popular.
Associated: Why I will by no means cancel my Chase Sapphire Reserve
Why it’s best to apply for the Chase Sapphire Reserve
Along with its worthwhile welcome bonus, the Sapphire Reserve has different advantages that make it a wonderful premium choice to hold in your pockets for the long run.
This card is especially splendid for frequent vacationers, Chase Sapphire lounge fans and people who would discover worth within the card’s checklist of latest assertion credit and perks. Let’s break it down.
Incomes charge highlights embody:
10 factors per greenback spent on eligible Peloton tools and accent purchases over $150 (as much as $5,000 spent) by Dec. 31, 20278 factors per greenback spent on all Chase Journey℠ purchases5 factors per greenback spent on Lyft purchases by Sept. 30, 20274 factors per greenback spent on flights and accommodations booked direct3 factors per greenback spent on worldwide eating purchases1 level per greenback spent on every thing else
Plus, the cardboard’s a number of assertion credit assist make up for its $795 annual price. These embody:
$500 in annual assertion credit (as much as $250 biannually) for bookings of two nights or extra made with The Edit, Chase’s luxurious resort reserving platform$300 in assertion credit for journey purchases every account anniversary yr (this credit score is versatile and applies to all journey purchases robotically, as much as $300)$300 annual eating credit score (as much as $150 biannually) and primetime reservations at Sapphire Reserve Unique Tables (which will be booked by OpenTable)$300 in annual assertion credit(as much as $150 biannually) for live performance and occasion tickets bought with StubHub (by Dec. 31, 2027)$300 yearly in month-to-month DoorDash promos, up $25 every month (by Dec. 31, 2027; you will additionally obtain a complimentary DoorDash DashPass subscription by the next date)$250 in annual assertion credit for Apple TV+ and Apple Music subscriptions (by June 22, 2027; one-time activation per service required)As much as $120 in assertion credit for International Entry, TSA PreCheck or Nexus each 4 years$120 annual assertion credit score towards a complimentary Peloton membership, disbursed as $10 month-to-month credit (by Dec. 31, 2027)
Cardholders additionally obtain entry to Chase Sapphire lounges for themselves and as much as two company on prime of a Precedence Move Choose membership.
Approved customers can even obtain lounge entry for themselves and as much as two company. The licensed person price on the Sapphire Reserve is $195.
The cardboard additionally comes with complimentary mid-tier IHG One Rewards Platinum Elite standing (by Dec. 31, 2027).
For those who spend $75,000 or extra on the cardboard in a calendar yr, you will additionally unlock:
High-tier IHG One Rewards Diamond Elite statusSouthwest Airways A-Record standing$500 Southwest Airways credit score when booked by Chase Journey$250 credit score to The Retailers at Chase, Chase’s new on-line purchasing expertise
Backside line
For those who’ve been eyeing a premium journey rewards card, now’s the time to use for the Chase Sapphire Reserve. It encompasses a killer welcome bonus of 125,000 bonus factors, which will be redeemed for varied kinds of journeys.
It additionally options an eye-watering $795 annual price, however in the event you can maximize the credit it comes with, you will come out forward.
This card affords a number of worthwhile advantages for vacationers to leverage and gives entry to a rising variety of top-tier airport lounges. Earlier than making use of, contemplate your touring fashion and the way the brand new assertion credit issue into your spending technique. If the cardboard looks like a very good possibility for you, do not hesitate so as to add this premium journey card to your pockets.
To be taught extra, learn our full overview of the Sapphire Reserve.
Apply right here: Chase Sapphire Reserve
