Citi / AAdvantage Enterprise overview: Full particulars

For small-business house owners who like to fly with American Airways, the Citi® / AAdvantage Enterprise™ World Elite Mastercard® (see charges and costs) needs to be in your crosshairs.

It is an reasonably priced card with no annual charge for the primary cardholder 12 months, then a $99 annual charge applies annually thereafter. I at all times respect the prospect to strive a card out for a 12 months to see if it is a good match for me with out committing to a charge.

After all, it is nonetheless good to take a detailed have a look at a card earlier than making use of. Happily, the Citi / AAdvantage Enterprise gives numerous worth, together with free checked luggage and strong incomes charges on American. Card score*: ⭐⭐⭐

*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Citi / AAdvantage Enterprise: The fundamentals

The Citi / AAdvantage Enterprise is like numerous mid-tier playing cards in that it gives a reasonable set of advantages as a substitute of the treasure trove of assertion credit, elite standing boosts and lounge perks that include premium playing cards.

This card’s advantages favor vacationers preferring to fly with American Airways, but it surely would not require a full dedication to the airline due to its modest $99 annual charge (after the primary cardholder 12 months).

In contrast to what you may count on given its label as a enterprise card, the Citi / AAdvantage Enterprise would not actually have many perks particularly geared towards enterprise house owners.

Due to that, I consider this card is greatest for these with a facet hustle or a enterprise with minimal bills. You will nonetheless qualify for this card, and also you seemingly will not miss the enterprise advantages it lacks.

American Airways advantages

Cardholders will obtain the next American Airways-centric perks:

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First checked bag free for you and as much as 4 individuals flying on the identical reservationMost popular boardingA 25% low cost on inflight purchases on American Airways flightsAbility to earn an American Airways companion certificates ($99 plus taxes and costs) after spending $30,000 or extra in an account yearAbility to earn bonus miles on American Airways purchases and Loyalty Factors on all purchasesBoosted earnings as an AAdvantage Enterprise member

Different perks

Along with the advantages I’ve simply talked about, cardholders have entry to those perks:

Capacity to earn bonus American Airways miles on fuel station, automotive rental and telecommunications purchasesCan add worker playing cards at no further costBenefit from no international transaction charges

Citi / AAdvantage Enterprise execs and cons

Citi / AAdvantage Enterprise advantages

The Citi / AAdvantage Enterprise is likely one of the most reasonably priced airline playing cards. I view free checked luggage, most popular boarding, no-additional-fee worker playing cards and bonus Loyalty Factors on spending as its standout perks.

On condition that checking luggage with American prices at the very least $35 per bag one-way, you may recoup this card’s annual charge after the primary cardholder 12 months by checking a bag at the very least thrice. If you happen to usually journey with an worker or one other companion, that turns into very straightforward to do.

With out this card, checking a bag thrice would price $105, simply north of this card’s $99 annual charge (after the primary 12 months). If you happen to journey with one companion, checking one bag every would price you $210 with out the AAdvantage Enterprise.

You will must spend $30,000 in a cardholder 12 months to earn a companion certificates ($99 plus taxes and costs). That is an extremely excessive spending requirement for a mid-tier card; I would wish to see Citi slash that in half.

Any worker playing cards you add will earn bonus miles, so I strongly suggest including them if your enterprise has any staff.

I want this card had extra business-oriented advantages. Because it stands, the Citi / AAdvantage Enterprise shares a lot of its perks with the Citi® / AAdvantage® Platinum Choose® World Elite Mastercard®.

If you have already got the AAdvantage Platinum Choose, it can in all probability be exhausting to search out a lot of a motive to open this card.

The knowledge for the Citi / AAdvantage Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

How you can earn and use your rewards

The Citi / AAdvantage Enterprise retains its incomes classes easy. Cardholders earn:

2 miles per greenback spent on eligible American Airways purchases2 miles per greenback spent on fuel station and automotive rental purchases2 miles per greenback spent on telecommunications, cable and satellite tv for pc providers1 mile per greenback spent on all different purchases

There aren’t many playing cards that supply bonus earnings on telecommunication companies, so the AAdvantage Enterprise is a viable choice for these bills.

Loads of common journey playing cards earn bonus rewards on fuel stations and automotive leases; these playing cards earn transferable rewards which are usually value greater than American Airways miles.

After all, this card needs to be your go-to for American Airways purchases, until you will have a card that earns extra factors per greenback spent on flights (such because the American Categorical Platinum Card®).

Do not forget that you may earn 1 Loyalty Level per greenback spent on all purchases, serving to you get nearer to elite standing with American.

I would wish to see workplace provide shops and cloud service suppliers added as bonus classes since enterprise house owners might get numerous worth out of them.

Utilizing your rewards

As soon as it comes time to redeem the miles you earn, your greatest wager is at all times to redeem them for flights. You need to use your miles for American Airways flights or for a flight on considered one of its associate airways, akin to Alaska Airways or Finnair.

TPG senior editor Giselle Gomez booked a round-trip flight from Miami Worldwide Airport (MIA) to Las Vegas’ Harry Reid Worldwide Airport (LAS) final 12 months for 17,000 miles whole. Money costs have been round $450 on the time, so she managed to snag a strong deal for her miles, above TPG’s March 2026 valuations.

You may also use your AAdvantage miles for flight upgrades, resorts, automotive leases, trip packages, cruises and Admirals Membership passes. Apart from cabin upgrades on flights, I do not suggest any of those choices.

Associated: Why American Airways AAdvantage has grow to be my most useful rewards foreign money

Downsides to contemplate concerning the Citi / AAdvantage Enterprise

As I discussed beforehand, the Citi / AAdvantage Enterprise lacks important business-oriented perks to set it other than the Platinum Choose. If you have already got a shopper Citi / AAdvantage card, it might be exhausting to justify holding the Citi / AAdvantage Enterprise.

This card’s incomes classes aren’t the strongest, apart from its earnings on American Airways purchases. If you happen to’re on the lookout for a card on your on a regular basis bills, you would be higher off with another choice.

So as to get outsize worth out of this card’s $99 annual charge (after the primary cardholder 12 months), you may must fly with American at the very least a number of occasions annually.

Associated: Which AAdvantage card is best for you? Listed here are 3 choices you need to think about

Citi / AAdvantage Enterprise vs. Citi / AAdvantage Platinum Choose

As I alluded to earlier, the AAdvantage Enterprise and the AAdvantage Platinum Choose have loads in frequent. The most important distinction you may discover is of their incomes charges.

Each playing cards earn 2 miles per greenback spent on eligible American Airways purchases and at fuel stations. The Platinum Choose units itself aside by incomes 2 miles per greenback spent on eating places slightly than on telecommunications and automotive leases.

You will nonetheless get free checked luggage, most popular boarding, bonus Loyalty Factors and inflight financial savings with the Platinum Choose.

Just like how the AAdvantage Enterprise would not cost additional for worker playing cards, you will not must pay further charges for licensed customers on the Platinum Choose.

Which card you select comes all the way down to which incomes charges you favor.

Is the Citi / AAdvantage Enterprise value it?

If you happen to do not have already got the Platinum Choose and might benefit from its American Airways-oriented perks, I like to recommend the Citi / AAdvantage Enterprise. It gives a strong roster of advantages for individuals who get pleasure from flying with American, plus cheap incomes charges for the typical enterprise spender.

When to use for the Citi / AAdvantage Enterprise

For a restricted time, new Citi / AAdvantage Enterprise cardholders can earn 75,000 bonus miles after spending $5,000 on purchases within the first 5 months from account opening.

Based on TPG’s valuations, these bonus miles are value $1,275. This matches the very best provide we have seen for this card, so now is a wonderful time to use.

Including 75,000 miles to your AAdvantage account can go a great distance, relying on what you redeem them for. A number of concepts embody:

Home flights, which begin as little as 7,500 miles one-way plus taxes and costs, although choose offers often carry costs down much more to six,000 milesLong-haul business-class flights, akin to Dulles Worldwide Airport (IAD) close to Washington, D.C., to London’s Heathrow Airport (LHR) on Iberia for simply 57,500 miles and $155 in taxes and feesRound-trip economic system flights to Mexico, akin to between Dallas Fort Value Worldwide Airport (DFW) and Cancun Worldwide Airport (CUN) for 16,000 miles plus $149 in taxes and costs

Earlier than submitting your software, be sure to take Citi’s software guidelines into consideration.

Different playing cards to contemplate if you don’t need the Citi / AAdvantage Enterprise

I’ve already talked about the Platinum Choose as a powerful competitor, however listed below are another choices to consider:

For extra choices, try our picks for the greatest American Airways playing cards and the greatest journey playing cards.

Backside line

The Citi / AAdvantage Enterprise is a good mid-tier selection for small-business house owners on the lookout for a card to assist elevate their travels with American Airways. It gives a reasonable number of perks that can assist your flight expertise go extra easily, from checking luggage to boarding to creating inflight purchases.

If you have already got an AAdvantage card, you won’t get a lot out of the AAdvantage Enterprise. But when that is your first foray into American Airways’ playing cards, I recommend giving the AAdvantage Enterprise a shot.

Apply right here: Citi / AAdvantage Enterprise World Elite Mastercard