Citi cardholders can redeem their Citi ThankYou Rewards factors for reward playing cards or bookings by the Citi Journey portal. Nonetheless, to maximise your hard-earned factors, we suggest transferring them to airline and resort companions.
Citi has 22 switch companions, cut up between 15 airline loyalty packages, 5 resort packages, the Virgin Crimson rewards membership and one retail program.
Let’s talk about Citi ThankYou switch companions and learn how to greatest maximize your factors for nice redemptions.
Citi switch associate overview
Here’s a listing of Citi’s switch companions and their switch ratios:
Often, a switch bonus could also be supplied, in which you’ll be able to rating the next ratio when transferring your ThankYou Rewards factors.
How one can Switch Citi ThankYou Rewards factors
To switch your Citi ThankYou factors, you could first go to ThankYou.com and register simply as you’ll on your Citi bank card account. Subsequent, click on ‘Journey’ on the prime navigation bar and choose ‘Factors switch.’ It’s essential to switch in increments of 1,000 ThankYou factors, however can not switch greater than 500,000 factors in a single transaction.
Though transfers to most companions are instantaneous, some can take extra time. Citi states {that a} switch can take as much as 14 days to course of; nevertheless, the longest we have seen a switch take is six days.
It is also essential to notice that the title in your loyalty account should match the title in your Citi card. In some situations, a center title or preliminary on the bank card account can maintain up the switch to the associate if the identical preliminary or title will not be current.
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Moreover, notice that transfers are irreversible.
What are the most effective Citi ThankYou Rewards switch companions?
Not all switch companions are alike, and though Citi ThankYou factors can switch to 22 companions, some are higher than others. Ideally, the most effective associate for you is predicated on which airways you fly typically and to which locations you fly.
It is also essential to do not forget that some packages have candy spots that may allow you to maximize your rewards and get the most effective worth when transferring.
Here is a rundown of our favourite Citi ThankYou switch companions.
Associated: Finest methods to redeem Citi ThankYou factors
American Airways AAdvantage
Citi not too long ago added the AAdvantage program as a switch associate to Citi ThankYou, which is an incredible growth. The AAdvantage program has a fantastic associate award chart with a number of candy spots for factors and miles fans.
You possibly can switch your Citi ThankYou factors at a 1:1 ratio when you’re a cardholder of choose Citi playing cards. Probably the greatest methods to redeem AAdvantage miles is to fly between the U.S. and Japan on JAL for simply 60,000 miles one-way in enterprise class or 80,000 miles one-way in top notch.
With JAL deploying a number of of their new Airbus A350 planes on U.S. routes, this may be an effective way to expertise an exceptional enterprise or first-class product for a comparatively low value in comparison with different packages.
Associated: Big suites and phenomenal facilities: A assessment of Japan Airways’ new A350 top notch
E book flights to Europe on Air France-KLM Flying Blue
Air France-KLM Flying Blue is a well-liked program that has turn out to be much more profitable over time. In 2023, this system standardized saver-level redemptions to Europe and added free stopovers on award tickets. That is one among Citi’s prime airline switch companions.
In January 2025, this system barely elevated saver-level award costs — however availability has additionally elevated, which is nice information to any avid traveler. Saver-level enterprise class seats begin at 60,000 miles one-way, and Flying Blue gives a free stopover program, so you’ll be able to discover two locations for the worth of 1.
Whereas this system does use dynamic award pricing when there isn’t a saver-level house and provides gasoline surcharges for award flights (which may be fairly excessive on some routes), you’ll be able to nonetheless snag a very good deal. We suggest trying out Flying Blue’s month-to-month Promo Rewards to presumably lock in a good decrease award flight value.
Associated: How one can discover the most affordable redemption charges utilizing Flying Blue miles
Fly from the US to Italy or Greece on Emirates Skywards
Emirates Skywards is probably the most easy strategy to e-book business-class or first-class award tickets on the ever-popular and opulent provider. A enjoyable and distinctive strategy to fly the provider is thru its fifth-freedom routes between the U.S. and Europe.
For instance, you would fly between John F. Kennedy Worldwide Airport (JFK) and Milan Malpensa Airport (MXP) or Newark Liberty Worldwide Airport (EWR) and Athens Worldwide Airport (ATH). You possibly can fly from JFX to MXP on the following charges:
Financial system Saver: 17,500 milesBusiness Saver: 87,000 milesFirst Flex Plus: 102,000 miles
It’s also possible to fly between Bogota’s El Dorado Worldwide Airport (BOG) and Miami Worldwide Airport (MIA) for 52,500 miles one-way in enterprise class on Emirates’ newest fifth-freedom route.
Observe that to redeem miles for Emirates first-class, you should be a Skywards Platinum, Gold or Silver standing. Nonetheless, TPG does have a useful hack on learn how to e-book a premium seat on this airline with out standing.
Whereas reserving these tickets will value you barely extra Citi factors as a result of 5:4 switch ratio, reserving a nonstop financial system seat to Milan by transferring 22,000 Citi factors remains to be a very whole lot.
Associated: The whole information to the Emirates A380 onboard bar and lounge
Qatar Airways Privilege Membership
Qatar Airways Privilege Membership is not the most well-liked program, nevertheless it’s one of the simplest ways to e-book the coveted Qsuite business-class product. Privilege Membership releases more room to its personal program than it does to associate loyalty packages — plus the redemption charges from the U.S. to the Center East will not be unhealthy, beginning at 70,000 Avios for nonpeak journey.
Fortunately, because the program moved to utilizing Avios as its loyalty forex, you’ll be able to mix your Avios throughout different packages that use the identical forex, which incorporates British Airways Membership, Iberia Membership, Finnair Plus, Loganair Loyalty and Aer Lingus AerClub.
Associated: Fast Factors: E book Qatar Qsuite earlier than anybody else
Singapore Airways KrisFlyer
Singapore Airways KrisFlyer is one of the simplest ways to e-book Singapore Airways first-class. When you’re flying on the provider’s Airbus A380, you will be in for a deal with because the first-class suite gives maximal privateness — and if reserving two seats, you’ll be able to mix them to offer you and your journey associate much more house.
On the saver degree, you’ll be able to e-book a first-class suite for as little as 45,000 KrisFlyer miles when flying to Hong Kong or as much as 141,000 miles when flying to London. Better of all, the KrisFlyer program permits you to waitlist if an award is not out there.
If premium cabin charges appear excessive and also you’re on the lookout for a deal, the month-to-month KrisFlyer Spontaneous Escapes program gives worth.
Turkish Airways Miles&Smiles
The Turkish Miles&Smiles program has been a favourite amongst award vacationers for years; nevertheless, with a significant devaluation final yr, this system has misplaced some enchantment. There may be nonetheless some worth in this system, although, particularly if you wish to e-book home flights on United Airways by Turkish Miles&Smiles.
For instance, you’ll be able to e-book a one-way home ticket for as little as 10,000 miles in financial system or 15,000 miles in enterprise on United Airways inside the U.S., together with Hawaii.
Virgin Atlantic Flying Membership
Virgin Atlantic Flying Membership has been a favourite of award vacationers, and though this system switched to dynamic pricing for Virgin Atlantic-operated flights, there are extra alternatives to fly between the U.S. and London for affordable in Higher Class.
For instance, you’ll be able to fly in enterprise class on Virgin Atlantic from the East Coast to London for lower than 30,000 miles one-way or lower than 50,000 miles from the West Coast.
Associated: How one can e-book Delta award flights with Virgin Atlantic Flying Membership factors
What are Citi ThankYou factors price?
Based on TPG’s August 2025 valuations, Citi factors are price 1.9 cents every. Transferring your factors to an airline or resort associate offers you the most effective worth and the possibility of maximizing the worth of your Citi factors far past 1.9 cents every.
You possibly can e-book journey by Citi’s personal journey portal — however at most, you will solely earn 1 cent per level, so it is not the best choice for maximizing factors. There are further methods to redeem factors, resembling buying reward playing cards, buying with factors and money again; nevertheless, these is not going to get you the most effective worth, and we would suggest avoiding them if you wish to maximize your factors.
TPG bank card author Danyal Ahmed is a Citi Strata Premier® Card (see charges and charges) cardholder and likes to make the most of a number of of Citi’s switch companions to maximise his factors.
For instance, Danyal not too long ago redeemed 70,000 Citi ThankYou factors to e-book a one-way flight between Los Angeles Worldwide Airport (LAX) to Doha’s Hamad Worldwide Airport (DOH) on Qatar Airways. Because the money fare was virtually $9,200, he acquired a worth of 13.1 cents per level.
Associated: Qatar Airways Qsuite assessment: Nonetheless setting the usual for enterprise class (and a mileage candy spot)
How one can earn Citi ThankYou factors?
You possibly can earn transferable Citi ThankYou Rewards factors with some Citi bank cards, together with:
Be mindful, not all ThankYou factors have the identical worth. To switch Citi ThankYou factors to most companions described on this information, you could maintain a premium Citi ThankYou card such because the Citi Strata Elite, Citi Status® Card (not out there to functions) or the Citi Strata Premier. For instance, to switch factors to AAdvantage, you could maintain both of these three playing cards
You probably have the Citi Strata Card, Citi Double Money® Card (see charges and charges) or the Citi Customized Money® Card you’ll be able to switch to most companions, however at a lot decrease switch ratios
Nonetheless, when you additionally maintain a premium Citi card, you’ll be able to mix your ThankYou factors after which switch factors to companions at a 1:1 ratio.
The knowledge for the Citi Customized Money and Citi Status playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Backside line
Though there are many switch companions with whom you should utilize your Citi ThankYou factors, not all of them are helpful or worthwhile. We suggest researching the locations you wish to go to and which frequent flyer packages and resorts you should utilize. Primarily based on that, you could decide which loyalty program to make use of, as a result of some may be fairly difficult.
Total, some time and effort are required to maximise your hard-earned factors and get probably the most out of your transferred factors.
Associated: Citi Strata Premier Card assessment: Beneficial incomes charges on prime spending classes
