The Capital One Enterprise X Enterprise just lately introduced its highest welcome provide ever — and it may be the largest welcome provide we’ve ever seen on a enterprise bank card.
New candidates can earn 200,000 bonus miles after spending $30,000 on purchases within the first three months, and a further 200,000 bonus miles after spending a complete of $150,000 on purchases within the first six months.
This card has an annual price of $395, which is decrease than most of its premium rivals.
I’ve beloved having the Capital One Enterprise X Rewards Credit score Card for the previous few years, so I am at all times on the lookout for methods to earn extra helpful Capital One miles.
This is my tackle this provide and why I am so on this card.
How frequent is a 400,000‑mile welcome bonus on the Enterprise X Enterprise?
That is the best welcome bonus ever supplied on this card, together with when it was launched in 2023.
The earlier highest provide we have seen on the Enterprise X Enterprise was in June, when you can earn as much as 350,000 bonus miles (not obtainable) — 50,000 miles decrease than the present provide.
In case you’re a big-spending enterprise proprietor who has ever thought-about making use of for this card, now’s the perfect time to take action, given how sturdy the welcome bonus presently is.
Who’s eligible for the 400,000-mile welcome bonus on the Enterprise X Enterprise?
TPG recommends you could have a credit score rating of 740 or above for this card.
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You do not have to be a conventional enterprise proprietor to qualify for a enterprise bank card; nonetheless, the spending requirement for the welcome bonus on the Enterprise X Enterprise will swimsuit companies with very excessive spending patterns.
In case you already maintain the private Capital One Enterprise X, that does not disqualify you for the Enterprise X Enterprise welcome bonus, neither is the Enterprise X Enterprise a part of the brand new “household” rule of Enterprise welcome bonus restrictions.
Nevertheless, you might be denied the welcome bonus on the Enterprise X Enterprise for those who presently maintain one other Capital One enterprise bank card, similar to a Spark card (based on Capital One’s phrases and situations).
You have to wait six months between purposes for Capital One playing cards. So, for those who’ve been authorised for any Capital One card inside the final six months, you may want to carry off to be authorised for the Enterprise X Enterprise card.
How a lot are 400,000 Capital One miles price?
In line with TPG’s November 2025 valuations, Capital One miles are price 1.85 cents every. At that price, 400,000 miles are price as much as $7,400 when transferred to Capital One’s 15-plus switch airline and resort companions and used for prime‑worth bookings.
In case you favor to avoid wasting time by redeeming all the things simply in a single place, you may also redeem Capital One miles at a set price of 1 cent every towards current journey purchases or bookings by Capital One Enterprise Journey. So, the 400,000‑mile bonus could be price $4,000 in that situation.
Having earned and redeemed a lot of Capital One miles, listed below are a few of the methods I like to recommend utilizing them to get the perfect worth:
Additionally, bear in mind by spending $150,000 on the cardboard to earn the total welcome bonus, you’d earn at the very least a further 300,000 Capital One miles as the cardboard earns at the very least 2 miles per greenback spent on purchases. This implies you’ll have at the very least 700,000 Capital One miles to maximise.
So, for instance, you can ebook at the very least 5 round-trip business-class flights to Europe when transferring to Air Canada’s Aeroplan program at a 1:1 ratio.
Watch for infrequent switch bonus presents as nicely, the place you may want even fewer miles to ebook these offers.
Associated: Why Air Canada Aeroplan has turn out to be my favourite Star Alliance loyalty program
So, is the 400,000-mile Enterprise X provide probably the greatest offers ever?
When even a 100,000-mile welcome bonus could be thought-about beneficiant on a rewards bank card, this spectacular provide from Capital One ought to be of curiosity to any high-spending enterprise proprietor trying to earn a really vital quantity of rewards.
Past the 400,000-mile welcome bonus, listed below are the highest 5 the explanation why I imagine this card is so helpful:
Annual credit score: You will obtain $300 in credit yearly for bookings made by Capital One Enterprise Journey, which is simpler for a busy enterprise proprietor to make use of in comparison with the complicated coupon ebook of advantages another premium playing cards provide.Anniversary bonus: Take pleasure in 10,000 bonus miles each account anniversary, beginning in your first anniversary (price $185 towards journey based on TPG’s November 2025 valuations).Lounge entry: Take pleasure in complimentary entry for your self (as the first cardholder) and as much as two friends to Capital One Lounges and greater than 1,300-plus Precedence Cross lounges. (Be mindful, nonetheless, that visitor lounge entry is ready to tighten in February.)Excessive portal incomes charges: Earn 10 miles per greenback spent on inns and rental automobiles, and 5 miles per greenback spent on flights and trip leases booked through Capital One Enterprise Journey. If your small business has journey bills, that is a straightforward approach to rack up a lot of additional miles with the benefit of reserving all the things in a single place.Glorious on a regular basis incomes: Earn 2 miles per greenback spent on all different purchases.
It is nice to comprehend that if you’re paying the $395 annual price within the second (and subsequent) years, you may obtain each a $300 journey credit score and 10,000 bonus miles, which, in my thoughts, cowl the price of the annual price annually.
Backside line
The 400,000‑mile welcome provide on the Capital One Enterprise X Enterprise is the perfect deal we’ve seen on a enterprise bank card in a very long time. This is why:
That is the best welcome bonus ever publicly supplied on the cardboard.The welcome bonus is price $7,400, based on TPG’s November 2025 valuations.The cardboard earns at the very least 2 miles per greenback spent on each buy.You possibly can switch your Capital One miles to ebook flights on a few of the world’s greatest airways, in addition to stays with resort applications.
Whereas the total welcome bonus is just attainable by companies with vital bank card spending, they will earn big rewards.
Capital One has not but introduced an finish date for this provide, so for those who’ve ever thought-about making use of for the Enterprise X Enterprise, now’s the time to take action.
For extra particulars, learn our full evaluate of the Enterprise X Enterprise.
Be taught extra: Capital One Enterprise X Enterprise
