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How one can redeem IHG One Rewards factors for lodge stays

July 7, 2025
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How one can redeem IHG One Rewards factors for lodge stays
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I regularly keep at IHG properties as a result of I can get good worth when redeeming IHG factors. Though IHG One Rewards moved to dynamic award pricing in 2020, I’ve continued to get strong worth when redeeming IHG factors.

For instance, earlier this 12 months, I redeemed 87,000 factors for a four-night keep on the InterContinental Athenaeum Athens in Greece, which might have in any other case price $889. I bought a redemption charge of 1.02 cents per level on this keep, a lot larger than the 0.5 cents per IHG level listed in TPG’s July 2025 valuations.

Two IHG bank cards have limited-time welcome affords when you apply by July 23. Particularly, with the IHG One Rewards Traveler Credit score Card (see charges and costs), you possibly can earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. In the meantime, with the IHG One Rewards Premier Credit score Card (see charges and costs) you possibly can earn 5 free nights (every evening valued at as much as 60,000 factors) after spending $5,000 within the first three months from account opening.

IHG bank cards are one of many some ways to earn IHG factors. However this is what you should learn about redeeming IHG factors.

Redeem IHG factors for lodge stays

You’ll be able to redeem IHG One Rewards factors for many IHG stays by means of IHG’s web site, app or buyer care. Nonetheless, you might be unable to redeem IHG factors at some IHG Military Motels and Six Senses properties. Reward nights embody taxes and costs — besides at Iberostar Beachfront Resorts, the place you may must pay native and conditional taxes or charges — however do not embody extra-person expenses, resort charges and repair expenses.

INTERCONTINENTAL SINGAPORE ROBERTSON QUAY/FACEBOOK

Since IHG makes use of dynamic award pricing, the variety of factors you may must redeem for a reward evening will range. IHG’s phrases and situations say reward evening pricing “might range in response to a number of components, together with however not restricted to model, lodge, and day of week.” Though there are not any reward evening blackout dates, you might not discover award availability for some stays as a result of “room stock is proscribed and topic to prior sale,” in response to IHG’s phrases and situations.

Associated: Which bank card do you have to use for IHG stays?

To test award evening availability and pricing, begin on IHG’s web site or app. Enter your vacation spot, check-in date, checkout date and variety of company. Choose “Reward Nights” from the drop-down menu below “Fee Choice.”

IHG

The subsequent web page will present you the award evening outcomes on your search question. You’ll be able to filter these outcomes by facilities or manufacturers. You can even kind by varied metrics, together with distance, worth and ranking.

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IHG

Click on on “Map” to see the place the properties are inside your vacation spot.

IHG

When you click on “Choose Lodge” for one of many properties, you may see the room choices you possibly can ebook with factors on your keep. Some properties might solely supply one room kind, whereas others might supply quite a lot of room setups or views (a few of which can price extra factors per evening). Scroll by means of the choices and choose the very best room kind on your journey.

IHG sometimes affords reward evening reductions to eligible Platinum Elite, Diamond Elite and IHG One Rewards bank card holders. You will often get an e mail from IHG about these reward evening reductions, however you typically should ebook rapidly to benefit from the discounted charges.

Lastly, be aware that IHG’s phrases and situations now permit a second visitor listed on a reward evening reservation to remain even when the member who booked the reward evening is not staying. So, you possibly can redeem your IHG factors for a buddy’s or member of the family’s keep. Nonetheless, there are further necessities in case your keep is inside mainland China, Hong Kong, Macau or Taiwan.

Associated: How one can maximize award redemptions with the IHG One Rewards program

Fourth reward evening free

Maybe one of the best ways to get higher worth when redeeming IHG factors is to get an IHG bank card with the fourth-reward-night-free perk. This perk lets cardholders of the IHG One Rewards Premier Credit score Card, IHG One Rewards Traveler Credit score Card and IHG One Rewards Premier Enterprise Credit score Card (see charges and costs) pay zero factors for each fourth evening when redeeming factors for stays of at the very least 4 nights.

With out this profit, this four-night keep on the InterContinental Bali Resort would price a median of 26,250 factors per evening (for a complete of 105,000 factors).

IHG

Since I’ve the IHG One Rewards Premier Credit score Card, which affords the fourth-reward-night-free perk to cardholders, I might solely must redeem a median of 19,000 factors per evening (for a complete of 76,000 factors for this four-night keep).

IHG

Even when you redeem IHG factors solely a few times a 12 months for stays of 4 nights or longer, this precious perk makes it price protecting an IHG bank card in your pockets.

Associated: Why you need to get (and maintain) the IHG One Rewards Premier card

Factors and money

You might need observed in some screenshots above that you would be able to ebook points-and-cash charges. Know, although, that you simply’re successfully shopping for factors if you ebook an IHG points-and-cash charge, so IHG will refund you solely in factors when you cancel your reserving throughout the free cancellation interval.

It is price working by means of the maths and checking the speed at which you should buy IHG factors outright earlier than you ebook a points-and-cash charge. For instance, think about this one-night keep in New York Metropolis.

IHG

In the event you redeemed 47,000 factors for this evening that may in any other case price $307.64, you’d get a redemption charge of 0.65 cents per level. Nonetheless, you would additionally ebook any of the next points-and-cash charges for a similar evening:

Factors-and-cash rateRedemption charge for pointsNumber of factors you are successfully shopping for with the money portionPurchase charge for points7,000 factors and $2390.98 cents per point40,0000.60 cents per point12,000 factors and $2190.74 cents per point35,0000.63 cents per point17,000 factors and $1940.67 cents per point30,0000.65 cents per point22,000 factors and $1660.64 cents per point25,0000.66 cents per point27,000 factors and $1360.64 cents per point20,0000.68 cents per point37,000 factors and $720.64 cents per point10,0000.72 cents per level

If you need the very best redemption and buy charges for factors, the choice with 7,000 factors and $239 may sound interesting. However keep in mind that IHG often lets members buy factors for as little as 0.5 cents every a number of instances a 12 months. Plus, because the keep is handled as a reward keep if you ebook a points-and-cash charge, you will not earn factors on the money portion of the keep.

Associated: Is the IHG One Rewards Premier card well worth the annual charge?

Switch IHG factors to airline companions

You can even switch your IHG factors to pick out airline companions. You’ll be able to see all of the airline choices on IHG’s web site. Nonetheless, most packages have a switch ratio of 10,000 IHG factors to 2,000 airline miles. So, you are nearly sure to lose worth if you redeem your IHG factors for airline miles.

Due to this, you need to solely think about transferring IHG factors to an airline if you should high up your account stability for a selected redemption. In any other case, you may nearly actually get higher worth when redeeming IHG factors for lodge stays.

Associated: Greatest IHG seashore resorts, starting from family-friendly resorts to luxurious stays

Different methods to redeem IHG factors

You can even redeem IHG factors for different kinds of rewards and experiences. Doing so will often provide you with a comparatively low redemption charge, and the precise choices range primarily based in your area and nation of residence. This is a have a look at the choices accessible to U.S. residents.

Digital rewards

You’ll be able to redeem IHG factors for e-books, digital magazines, video games, cellular top-ups and software program by means of this system’s digital rewards portal. Digital magazines begin at round 300 factors, whereas e-books begin at round 1,050 factors.

Associated: One of the best IHG resorts on this planet

IHG One Rewards Entry

By IHG One Rewards Entry, you possibly can redeem IHG factors for choose experiences, together with sports activities and unique occasions. Generally, you possibly can safe an expertise for a set variety of factors; different instances, you may must enter a bid in a web based public sale for the possibility to win.

IHG One Rewards catalog

By the IHG One Rewards catalog, you possibly can redeem IHG factors for merchandise, reward playing cards, occasion tickets and donations, amongst different choices.

THOMAS BARWICK/GETTY IMAGES

For instance, you possibly can redeem between 1,000 and a pair of,500 IHG factors for a yearlong journal subscription. You can even redeem IHG factors for reward playing cards to varied retailers. This is what number of factors you may must redeem for bodily reward playing cards of various quantities:

$50 reward card: 25,000 factors (redemption charge of 0.2 cents per level)$25 reward card: 13,000 factors (redemption charge of 0.19 cents per level)$15 reward card: 8,000 factors (redemption charge of 0.19 cents per level)$10 reward card: 5,500 factors (redemption charge of 0.18 cents per level)$5 reward card: 3,000 factors (redemption charge of 0.17 cents per level)

You can even redeem IHG factors for merchandise. You’ll be able to request particular objects by means of the rewards concierge when you do not see what you need within the catalog.

Lastly, you possibly can donate your factors to charity, with choices beginning at simply 1,000 factors.

Associated: How my IHG One Rewards Premier Credit score Card pays for itself every year

Backside line

There are numerous methods to redeem IHG factors. Nonetheless, I nearly at all times advocate redeeming them for lodge stays, as this will provide you with essentially the most worth on your factors.

If you wish to earn extra IHG factors, the IHG One Rewards Traveler Credit score Card has a welcome supply of 120,000 bonus factors after you spend $2,000 on purchases within the first three months from account opening when you apply by July 23. In the meantime, the IHG One Rewards Premier Credit score Card has a welcome supply of 5 free nights (every evening valued at as much as 60,000 factors) after you spend $5,000 within the first three months from account opening when you apply by July 23. And the IHG One Rewards Premier Enterprise Credit score Card has a welcome supply of 140,000 bonus factors after you spend $4,000 within the first three months from account opening.



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