Having a business credit card for airline miles can be a game-changer for frequent travelers.
These cards can help offset the cost of flights, upgrade seats, and gain access to airport lounges. But with so many options on the market, it can be challenging to determine which one is the best fit for your business needs.
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As a travel blogger with over 30 countries under my belt, I have spent countless hours researching and testing many credit cards to discover the best options for earning airline miles and maximizing rewards.
Whether you’re an experienced traveler or just beginning to explore the world of business travel, these credit cards offer unparalleled rewards and money-saving perks that will take your journeys to new heights.
Best Business Credit Cards for Airline Miles
When it comes to earning airline miles for your business travel, there are many credit cards to choose from, but here are my top picks for the best business credit cards for airline miles.
1. Chase Ink Business Preferred® Credit Card
The card_name offers a great sign-up bonus of 100,000 points, which can be redeemed for cash back or transferred to popular travel loyalty programs at a 1:1 ratio.
For example, you can transfer these points to United Airlines. With 100,000 points, you can get several free domestic flights in the United States. Alternatively, you can get a free round-trip ticket from the United States to Asia or a business flight ticket to Europe.
You can earn 3X points per dollar on the first $150,000 spent in combined purchases on travel, shipping, internet, cable and phone services, and advertising purchases made with social media sites and search engines.
Additionally, you can earn 1X points per dollar spent on all other purchases. These rewards can add up quickly and can be redeemed for travel through the Chase Ultimate Rewards portal, where you can get a 25% boost in value.
With no foreign transaction fees, you can use your card for purchases made outside the United States without worrying about paying additional costs. This makes it an ideal choice for business travelers who frequently travel overseas and want to avoid unnecessary expenses.
Key Features of Chase Ink Business Preferred® Credit Card
Why I like card_name: This card offers one of the highest sign-up bonus offers in the market, as you can bonus_miles_full You can then redeem it through Chase Portal for $1,250 or transfer it to partner airlines for free flights. My favorite conversion has been to United Airlines where I got free round-trip flight tickets to Asia and Europe.
2. The Business Platinum Card® from American Express
With card_name, you earn 5x membership rewards points on flights and prepaid hotels booked through the American Express Travel portal.
You can then transfer points to 17 different airlines, including Delta Airlines, AeroMexico, and Hawaiian Airlines. If you’re looking to get free flights for Mexico or Hawaii, this is the great card for that!
One of the best perks from this card is that it provides a long list of premium travel benefits, including the Global Lounge Collection. With enrollment, you will get access to over 1,400 airport lounges worldwide, featuring the Centurion Network of Lounges and Studios, Airspace, Priority Pass Select, Escape Lounges–The Centurion® Studio Partner, Plaza Premium, Delta Sky Club and select Lufthansa Lounges.
As someone who travels frequently, I can attest to the value of having a credit card that offers premium travel benefits like airport lounge access. During long layovers, especially on international trips, it can be exhausting and overwhelming to navigate busy airports while searching for a comfortable spot to rest and recharge.
However, with card_name, you can relax and unwind in a serene environment with complimentary food and beverages. These premium travel benefits can make all the difference in the world, helping you arrive at your destination feeling refreshed and ready to tackle your business ventures with ease.
You can also select one qualifying airline and receive a $200 annual airline fee credit to cover incidental airline costs such as baggage fees and in-flight meals.
Another notable benefit for cardholders is the Fine Hotels + Resorts Program which can make your business trips even more enjoyable. This membership entitles cardholders to exclusive benefits such as free room upgrades, resort credits, and late checkouts at over many of the world’s top hotels and resorts.
Key Features of The Business Platinum Card® from American Express
Why I like The Platinum Card® from American Express Business: The card more than pays for itself with the free perks. Not only does it have generous fee credits (airline expenses, CLEAR Plus Membership, TSA/Global Entry), it comes with a huge selection of upscale airport lounges and amazing hotel perks.
The Platinum Card® from American Express Business offers benefits that far exceed its annual fee. With perks like airport lounge access, complimentary hotel upgrades, and exclusive travel discounts, this card empowers business professionals to travel with ease and enjoy unparalleled levels of comfort and convenience.
3. Capital One Spark Miles for Business
card_name is a simple, cost-effective option for earning airline miles on business expenses.
This card offers unlimited 2x miles per dollar on every purchase and 5x on hotels and rental cars booked through portal, so you can earn plenty of travel rewards quickly. Plus, there’s no cap on how many miles you can earn and they don’t expire as long as your account is in good standing.
A significant benefit of this credit card is that you can redeem your miles for both travel and cash rewards. For travel, you can use your miles to book flights, hotels, rental cars, and more through the Capital One travel portal, or transfer them to any of the 15+ travel partners the card has relationships with.
Additionally, you can redeem your miles for cash rewards, statement credits, or check.
The Capital One Spark Miles card allows you to earn bonus_miles_full This sign-up bonus is one of the highest available for travel rewards credit cards.
Other notable features of this card include travel accident insurance, purchase security, extended warranty protection, and no foreign transaction fees. It’s key to note that the card has an annual fee of $95, but it’s waived for the first year.
Key Features of Capital One Spark Miles for Business
What are Business Credit Cards for Airline Miles?
Business credit cards for airline miles are credit cards designed for small business owners who travel frequently for business. These credit cards offer various rewards and perks, such as airline miles, hotel points, and cashback, to help business owners save money on their travel expenses.
In addition, some of these business credit cards offer lounge access, priority boarding, and free checked bags, which can save business owners time and money while traveling.
Most business credit cards for airline miles have annual fees, but the benefits and rewards often outweigh the cost. Business owners can earn rewards on everyday business expenses such as office supplies, advertising, and travel expenses.
Additionally, some business credit cards offer great sign-up bonuses, which can be a great way to earn a large number of airline miles or hotel points quickly.
How to Determine the Best Business Credit Card for Airline Miles
Choosing the right business credit card for airline miles can be overwhelming. With so many options available, it can be difficult to know where to start. Here are some factors to consider when choosing a business credit card for airline miles:
- Rewards Program: Look for a rewards program that aligns with your travel needs. Some cards offer rewards for specific airlines, while others offer more flexibility with rewards that can be redeemed for any airline.
- Bonus Points: Many cards offer bonus points for signing up or for spending a certain amount within the first few months. Make sure to take advantage of these offers to maximize your rewards.
- Annual Fee: Some cards come with an annual fee, while others do not. Consider whether the rewards and benefits outweigh the cost of the annual fee.
- Foreign Transaction Fees: If you frequently travel internationally, look for a card that does not charge foreign transaction fees. These fees can add up quickly and eat into your rewards.
- Travel Benefits: Look for cards that offer additional travel benefits such as airport lounge access, free checked bags, and priority boarding.
- Interest Rates: While it’s always best to pay your balance in full each month, it’s important to consider the interest rates of the card in case you need to carry a balance.
By considering these factors, you can choose the business credit card for airline miles that best fits your travel needs and rewards goals.
Final Thoughts: Best Credit Cards for Airline Miles
In the realm of business credit cards with airline mile rewards, you’ll find an array of excellent options to choose from. However, three cards that truly stand out are the Chase Ink Business Preferred® Credit Card, Capital One Spark Miles for Business, and The Platinum Card® from American Express Business.
Whether you’re aiming for a remarkable sign-up bonus, unrivaled flexibility in redeeming miles, or a wealth of luxurious perks, these cards have you covered.
The Chase Ink Business Preferred® Credit Card boasts an impressive sign-up bonus, allowing you to unlock substantial value and indulge in exciting travel experiences. Redeem your points through the Chase Portal or transfer them to esteemed partner airlines where you can score free round-trip flight tickets to captivating destinations.
With the Capital One Spark Miles for Business, you’ll relish the freedom to redeem your miles for travel on any airline without pesky blackout dates or seat restrictions. This unparalleled flexibility empowers you to craft your travel plans precisely as you envision them, ensuring seamless journeys and unforgettable memories.
The Platinum Card® from American Express Business embodies opulence and refinement. Not only does it more than pay for itself with fee credits for various expenses, but it also opens the doors to a world of upscale airport lounges and indulgent hotel perks.
See Rates & Fees for The Business Platinum Card® from American Express
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