The Chase Sapphire Reserve® (see charges and charges) is the premium journey rewards card for Chase Final Rewards lovers to earn helpful factors and luxuriate in top-tier card advantages.
The Sapphire Reserve’s present bonus is sky-high: New cardholders earn 150,000 bonus factors after spending $6,000 on purchases within the first three months from account opening. That is the highest public supply we have ever seen on the cardboard and is price $3,075, per TPG’s Might 2026 valuations.
With a suggestion this helpful, you will not need to miss out. Listed below are 10 of essentially the most regularly requested questions we have seen on the Sapphire Reserve and its present 150,000-point bonus, answered.
Can I earn the 150,000-point bonus if I beforehand held the Sapphire Reserve?
Sadly, you probably have beforehand held the Sapphire Reserve, you are possible not eligible for this bonus now.
Chase states that you could be not be eligible for the bonus for those who’re a earlier cardholder. So, even for those who do not at present have the Sapphire Reserve or did not earn its bonus once you did have it, you should not anticipate to be eligible for the bonus now.
Associated: Am I eligible for the Chase Sapphire Reserve’s 150,000-point bonus?
Can present Sapphire Reserve cardholders qualify for or obtain this bonus?
In case you are a present Sapphire Reserve cardholder, you’ll not qualify for the present 150,000-point bonus.
It is also price noting that closing or product-changing your Sapphire Reserve is unlikely to make you eligible, given Chase’s restrictions on Sapphire bonuses throughout your lifetime.
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Does being a licensed consumer on a Sapphire Reserve have an effect on my eligibility for the bonus?
Being a licensed consumer on one other particular person’s Sapphire Reserve doesn’t have an effect on your means to get your individual card and earn the bonus.
So long as you have by no means been a Sapphire Reserve cardholder earlier than and meet different eligibility necessities, you ought to be eligible to obtain the bonus.
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Who’s eligible for the 150,000-point bonus, and what are the important thing restrictions?
These are the overall eligibility guidelines for the Sapphire Reserve:
You possibly can’t at present have a Sapphire Reserve card open.You is probably not eligible you probably have beforehand obtained a Sapphire Reserve bonus.In case you beforehand had a Sapphire Reserve, you is probably not eligible for this supply, even for those who did not earn a bonus on that Sapphire Reserve.If in case you have opened 5 or extra new bank cards prior to now 24 months, you possible can be declined for a brand new Chase card.Approval is dependent upon your total credit score profile and your relationship with Chase.For the reason that Sapphire Reserve is a Visa Infinite card, you will must be eligible for no less than a minimal $10,000 credit score line.
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Can Sapphire Most well-liked cardholders improve to the Sapphire Reserve and obtain the bonus?
In case you at present have the Chase Sapphire Most well-liked® Card (see charges and charges) and have by no means held the Sapphire Reserve, it is possible that you simply’re eligible for the Sapphire Reserve and its bonus — so long as you meet different eligibility necessities (being underneath 5/24 and having an enough credit score rating, as talked about beforehand).
Simply do not forget that you will have to put in a brand new software for the Sapphire Reserve to obtain its bonus. In case you merely improve your Sapphire Most well-liked, you will not be eligible for the 150,000-point bonus.
Alongside these strains, keep in mind you could carry the Sapphire Reserve and the Sapphire Most well-liked on the identical time.
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Is that this the all time supply on the Sapphire Reserve?
Sure. The present 150,000-point bonus is the best publicly out there supply we have ever seen on the Sapphire Reserve.
The Sapphire Reserve’s earlier public bonus provided 125,000 factors for a similar $6,000 minimal spending requirement (supply now not out there). The cardboard additionally as soon as offered a extremely focused supply of as much as 175,000 factors in late 2025 (supply now not out there), but it surely was not broadly accessible.
So, for those who’re contemplating broad availability and redemption worth, this 150,000-point supply is the best bonus we have seen.
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What’s the actual worth of 150,000 Final Rewards factors?
TPG’s valuations deem Chase Final Rewards factors to be price 2.05 cents apiece. When you think about this valuation, the 150,000 factors from the Sapphire Reserve are price a whopping $3,075.
In fact, how a lot actual worth you get out of the 150,000-point bonus is dependent upon how you intend to redeem your rewards. In case you take the Chase Journey℠ route for reserving flights or resorts along with your factors, you might probably rise up to 2 cents per level in worth with Factors Increase. Even higher, a number of resorts are eligible for as much as 2.5 cents per level by way of Factors Increase.
We usually advocate you switch your Final Rewards factors to one in every of Chase’s 14 airline and resort switch companions. Redeeming this fashion might get you greater than 2.05 cents per level, relying in your redemption.
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How do I maximize 150,000 Final Rewards factors?
There are a number of methods to maximise the Sapphire Reserve‘s bonus.
Listed below are a number of concepts:
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What’s the perfect technique to fulfill the minimal spend and earn the complete bonus?
With the present Sapphire Reserve bonus, you will need to spend $6,000 on purchases within the first three months to earn 150,000 factors.
There are many methods you might make use of right here, together with:
Shopping for every little thing along with your new card (together with hire and housing prices you could pay with a bank card)Prepaying payments, equivalent to insurance coverage, utilities and different common expensesPicking up the tab once you dine with a bigger groupDonating to charityPutting a down cost on a brand new automobile
These are just some strategies you need to use to earn a brand new cardholder bonus. As at all times, simply be certain you’ve got sufficient funds in your checking account to repay your assertion steadiness in full every month. In any other case, curiosity and late charges might lower the worth of your rewards.
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Backside line
These are a few of the commonest questions we have seen round the perfect publicly out there supply we have ever seen on the Sapphire Reserve.
With a whopping 150,000 helpful Chase Final Rewards factors on the road, you need to be certain you are eligible for this bonus for those who’re seeking to apply. Plus, do not forget that the cardboard’s $795 annual charge is steep, however there are a number of perks that assist offset it.
To study extra, learn our full evaluate of the Sapphire Reserve.
Apply right here: Chase Sapphire Reserve
