The time is right here: Capital One’s new lounge entry insurance policies for Capital One Enterprise X Rewards Credit score Card and Capital One Enterprise X Enterprise cardholders have formally gone into impact.
Enterprise X and Enterprise X Enterprise cardholders can not carry visitors into Capital One Lounges or Landings totally free. As a substitute, every visitor will price $45 ($25 for visitors age 17 and underneath; youngsters underneath 2 years outdated stay free).
Enterprise X licensed customers not obtain complimentary lounge entry. As a substitute, major cardholders must pay an additional $125 per account to obtain limitless entry to Capital One and Precedence Move lounges for as much as 4 licensed customers. Enterprise X Enterprise cardholders can now additionally add as much as 4 licensed customers with Capital One and Precedence Move lounge entry for $125 every.
For Precedence Move, Enterprise X cardholders can pay $35 per visitor. Enterprise X Enterprise cardholders can nonetheless carry two complimentary visitors to Precedence Move lounges, with extra visitors costing $35 every.
Major cardholders can unlock entry for 2 visitors to Capital One Lounges and one visitor at Capital One Landings in the event that they spend at the very least $75,000 on their card in a calendar 12 months. That unlocks visitor entry for the 12 months you spend $75,000 or extra and the next calendar 12 months.
What was as soon as probably the most beneficiant airport lounge entry insurance policies available on the market for licensed customers and visitors has been tightened. This is what cardholders must know.
How have Capital One’s lounge entry guidelines modified?
Beforehand, Enterprise X and Enterprise X Enterprise cardholders may carry visitors into Capital One Lounges, Capital One Landings and Precedence Move lounges at no extra price. Enterprise X licensed customers may additionally obtain complimentary Capital One Lounge, Capital One Touchdown and Precedence Move lounge entry.
That is not the case, as major cardholders are actually the one patrons getting in free. Now, there is a price related to visitors and licensed customers — until you spend $75,000 or extra in your Enterprise X or Enterprise X Enterprise card in a calendar 12 months.
Here’s a breakdown of prices to count on, primarily based in your scenario:
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Free entry to Capital One Lounges, Capital One Landings and Precedence Move lounges
Free entry to Capital One Lounges, Capital One Landings and Precedence Move lounges
$125 per 12 months
$125 per 12 months
$25 per little one (2 to 17 years outdated), per go to
Free for youngsters underneath 2 years outdated
$25 per little one (2 to 17 years outdated), per go to
Free for youngsters underneath 2 years outdated
$35 per visitor per go to
Two free visitors
Two free visitors per Capital One Lounge go to, one free visitor per Capital One Touchdown go to
Two free visitors per Capital One Lounge go to, one free visitor per Capital One Touchdown go to
This is not the primary time Capital One has restricted lounge entry. In January 2025, Capital One Enterprise Rewards Credit score Card and Capital One Spark Miles for Enterprise cardholders misplaced a profit that offered two complimentary visits to both Capital One Lounges or Plaza Premium lounges.
Associated: Capital One pronounces a brand new airport lounge opening at CLT — what to know
Who’s affected most by Capital One’s lounge entry modifications?
These modifications will most have an effect on group vacationers, {couples} with only one Enterprise X or Enterprise X Enterprise of their wallets, and households with youngsters 3 years outdated and up.
Nonetheless, licensed customers can obtain complimentary lounge entry after paying $125 per 12 months. This can be a downgrade on the Enterprise X, because it was a complimentary profit for its licensed customers.
That is really a optimistic change for Enterprise X Enterprise cardholders, since they could not add licensed customers with lounge entry earlier than these new insurance policies had been introduced.
Solo vacationers will not be affected as deeply, since these new guidelines prohibit entry to visitors and licensed customers.
Associated: The advantages of including a relative as a certified consumer
Backside line
As airport lounge operators proceed to battle overcrowding, Capital One determined to take a step to restrict complimentary entry to visitors and licensed customers on a few of its hottest journey playing cards.
The choice to pay for visitor entry, whether or not on a per-visit foundation or by including a certified consumer for $125, is there for cardholders who extremely worth Capital One’s airport lounge entry privileges. Excessive-spending cardholders who put at the very least $75,000 on their card in a calendar 12 months may even unlock visitor entry privileges.
Whereas these modifications might create challenges for {couples}, households and group vacationers, solo vacationers will not expertise as a lot of a sting.
To be taught extra, learn our full critiques of the Enterprise X and Enterprise X Enterprise.
Study extra: Capital One Enterprise X Rewards Credit score Card
Study extra: Capital One Enterprise X Enterprise
