The Chase Sapphire Most popular® Card (see charges and charges) has lengthy been one of many greatest journey rewards playing cards for novices — and for good cause.
With sturdy incomes charges on on a regular basis spending, versatile Chase Final Rewards factors and a modest $95 annual payment, it delivers outsize worth for novices (in addition to seasoned vacationers). Plus, Chase simply launched a number of new incomes charges and perks to the cardboard, offering extra worth to cardholders with out elevating the annual payment.
Restricted-time supply on the Chase Sapphire Most popular: Earn 100,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. Provide ending quickly.
Under, we’ll break down its present bonus, ongoing perks and why the Sapphire Most popular continues to earn a spot in so many vacationers’ wallets.
Chase Sapphire Most popular present supply
New Sapphire Most popular Card holders can earn 100,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. Chase has confirmed this supply ends quickly.
In response to our July 2026 valuations, this supply is value $2,050.
It is a return of the best supply we have seen within the card’s historical past.
Now is a wonderful time to get the Sapphire Most popular, for the reason that welcome supply alone gives greater than $2,000 in worth because of its priceless transferable rewards.
Chase Final Rewards factors are among the many most beneficial transferable currencies obtainable, because of a sturdy roster of airline and resort companions and high-value redemption choices.
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Associated: Worth simplicity? Why the Chase Sapphire Most popular is now the one card you want
What is that this bonus value?
You’ll be able to redeem the 100,000-point bonus on the Sapphire Most popular in 3 ways: assertion credit, by means of the Chase Journey℠ portal or by transferring to loyalty program companions.
With every of those strategies, the worth you get from this supply depends upon the way you redeem it.
Here’s a assortment of some examples:
Chase Pay Your self Again on purchases with qualifying charities: As much as $1,250; 1.25 cents per level.
Pay Your self Again on veterinary providers and the cardholder annual payment: As much as $1,100; 1.1 cents per level.
Pay Your self Again on public transit purchases: As much as $1,050; 1.05 cents per level.
Different assertion credit: As much as $1,000; 1 cent per level.
Two nights in Nashville with out Factors Increase: Lodge Indigo Nashville – The Countrypolitan by IHG involves 97,866 factors whole; $979 money value; 1 cent per level.
4 nights in New York with Factors Increase: Virgin Inns New York Metropolis involves 101,366 factors whole; $1,673 money value; 1.65 cents per level.
Two nights in Miami with Factors Increase: The St. Regis Bal Harbour Resort involves 96,459 factors whole; $1,929 money value; 2 cents per level.
Spherical-trip flight to Hawaii with Factors Increase: Two tickets from San Francisco Worldwide Airport (SFO) to Honolulu’s Daniel Ok. Inouye Worldwide Airport (HNL) on Alaska come to 105,202 factors whole; $1,210 money value; 1.15 cents per level.
Switch to British Airways Membership for a round-trip flight to the Caribbean in economic system: Fly from Miami to Grand Cayman for 27,000 British Airways Avios. Tickets usually value $450 to $500; 1.6 to 1.85 cents per level.
Switch to World of Hyatt for 5 nights in Hawaii: Hyatt Place Waikiki Seashore begins at 15,000 factors per evening. 100,000 Chase factors switch to 75,000 Hyatt factors.
Switch to Virgin Atlantic Flying Membership for a one-way flight to Japan in ANA The Suite: One first-class seat is available in at 72,500 Virgin miles from the western U.S. or 85,000 from the East Coast. Tickets usually value round $16,000; 18 to 22 cents per level.
Associated: The Chase Sapphire Most popular’s 100,000-point supply is again. Why I would not wait
Why you must apply for the Chase Sapphire Most popular
The Sapphire Most popular is effectively value opening — and protecting past the primary 12 months, partly as a result of it’s simple to rack up factors after you have spent the welcome bonus.
Highest-ever supply ending quickly: Earn 100,000 bonus factors with the Chase Sapphire Most popular Card. Apply now!
The Chase Sapphire Most popular has many beneficiant bonus-earning classes. Plus, the cardboard has just lately introduced two new bonus classes, together with an enhancement to its Chase Journey class.
You will earn:
5 factors per greenback spent on all Chase Journey purchases, together with flights, accommodations, rental vehicles, trip houses*, cruises, actions and tours5 factors per greenback spent on Lyft (by means of Sept. 30, 2027)5 factors per greenback spent on eligible Peloton tools and accent purchases over $150 (by means of Dec. 31, 2027)New: 3 factors per greenback spent on gasoline and electrical car chargingNew: 3 factors per greenback spent on trip houses booked with prime manufacturers^3 factors per greenback spent on eating3 factors per greenback spent on choose streaming providers3 factors per greenback spent on on-line groceries (excluding Goal, Walmart and wholesale golf equipment)2 factors per greenback spent on all different journey purchases1 level per greenback spent on all different purchases
*New class^Trip house manufacturers included on this class: Airbnb, Vrbo, Plum Information, HomeAway, Homestay.com and Vacasa
The Sapphire Most popular has additionally elevated its annual resort assertion credit score, doubling it from $50 to $100. The credit score can be utilized for pay as you go resort stays booked by means of Chase Journey and is obtainable every account anniversary 12 months.
New cardholders who apply on or after June 15 will now not be eligible for the Sapphire Most popular’s 10% annual factors bonus.
Nonetheless, new and present cardholders will obtain two new perks:
Cardholders may even obtain a complimentary DoorDash DashPass membership (a worth of $120 per 12 months) and a month-to-month $10 credit score for eligible non-restaurant DoorDash purchases.
Moreover, Final Rewards factors might be transferred to a number of airline and resort companions, together with priceless packages comparable to Air Canada Aeroplan and Air France-KLM Flying Blue, at a 1:1 ratio.
It is vital to notice that Chase is lowering the World of Hyatt switch ratio. In case you apply on or after June 15, transfers to World of Hyatt will happen at a 4:3 ratio as a substitute of 1:1, leading to fewer Hyatt factors for a similar variety of Final Rewards factors transferred. Present cardholders and people who utilized earlier than June 15 can proceed transferring on the 1:1 ratio till Oct. 1.
Regardless of the Hyatt switch change, Final Rewards factors stay extremely priceless because of Chase’s airline and resort companions, which may unlock aspirational business-class tickets or picturesque stays at island resorts for much lower than their money equal.
Journey and buy protections on the Chase Sapphire Most popular
The Chase Sapphire Most popular gives a number of lesser-known advantages that might are available clutch for choose cardholders.
These embody the next journey and buy protections:
Associated: Why I like my Chase Sapphire Most popular Card — and can all the time preserve it in my pockets
Are you eligible for the Chase Sapphire Most popular?
Earlier than making use of, there are just a few eligibility guidelines to bear in mind.
First, Chase’s well-known 5/24 rule means you are unlikely to be authorized for those who’ve opened 5 or extra new private bank cards (from any issuer) previously 24 months.
You will additionally want to satisfy Chase’s Sapphire bonus eligibility necessities. To earn the welcome bonus:
You’ll be able to’t presently have the Sapphire Most popular open.In case you’ve beforehand earned a welcome bonus on the Sapphire Most popular, it is unlikely you may be eligible for an additional one.Chase can also contemplate components comparable to your general card historical past and the variety of playing cards you have opened or closed just lately.
Suppose you are not eligible for an additional Chase Sapphire Most popular welcome bonus? TPG’s editor-in-chief, Nick Ewen, thought the identical till he was authorized. Here is what he did.
Associated: Am I eligible for the Chase Sapphire Most popular’s 100,000-point bonus?
Backside line
The Sapphire Most popular stays one of many prime journey rewards bank cards available on the market.
The limited-time 100,000-point welcome bonus matches the best supply we have seen for the cardboard. Mixed with its $95 annual payment, priceless switch companions, improved incomes charges and easy-to-use assertion credit, it is one of many strongest values obtainable in journey rewards proper now.
Regardless of the Hyatt switch devaluation, the Sapphire Most popular’s newest modifications greater than make up for it for a lot of vacationers.
It is no surprise so many TPG staffers proceed to hold the Sapphire Most popular 12 months after 12 months. Given its easy-to-maximize perks, sturdy incomes charges and priceless Final Rewards factors, it deserves a spot in any traveler’s pockets.
In case you’ve been contemplating including the Sapphire Most popular to your pockets, this uncommon supply is effectively value making the most of earlier than it ends.
To study extra, learn our full evaluation of the Sapphire Most popular.
Provide ending quickly: Apply now for the Chase Sapphire Most popular Card to earn 100,000 factors after spending $5,000 on purchases within the first three months from account opening.
