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A information to visitor insurance policies for airport lounges

February 1, 2026
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A information to visitor insurance policies for airport lounges
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There isn’t any denying that taking your touring companions to an airport lounge can critically enhance your journey expertise. Moreover offering snug seating and an escape from the chaos of the airport terminal, it might probably additionally prevent appreciable cash, since you possibly can forgo overpriced airport eating places and make a meal on the lounge’s complimentary foods and drinks.

However though there are extra methods to get lounge entry than ever, not all visitor insurance policies are created equal. Let’s check out every lounge’s visitor coverage so you possibly can keep away from surprises the subsequent time you fly.

Associated: The perfect bank cards for airport lounge entry

Alaska Airways lounges

Most individuals acquire entry to Alaska Airways lounges by holding elite standing with Alaska Airways Atmos Rewards or a Oneworld companion loyalty program, however you can even acquire entry with the best bank card in your pockets or by buying an Alaska Lounge membership. Visitor insurance policies fluctuate as follows:

AccessGuest coverage

Quick household (companion and youngsters underneath the age of 21) or two company; extra company price $35 every

American Airways Admirals Membership member when departing or arriving on flights with American Airways, Alaska Airways or Hawaiian Airways

Quick household (companion and youngsters underneath the age of 21) or two company

Atmos Gold, Atmos Platinum and Atmos Titanium members touring on Oneworld airways past the U.S., Canada or Mexico

One visitor

Atmos Gold, Atmos Platinum and Atmos Titanium members touring on Hawaiian Airways to Tokyo’s Narita Worldwide Airport (NRT) or Seoul’s Incheon Worldwide Airport (ICN)

One visitor

As much as two accompanying kids

Oneworld Emerald and Sapphire members on any tickets, or if their standing is through American Airways or Alaska Airways, when on a world itinerary

One visitor flying on a Oneworld airline

Paid or award first-class ticket on a Oneworld airline on a world flight longer than 5 hours

One visitor flying on a Oneworld airline.

Quick household (companion and youngsters underneath 18) or two company

Lively responsibility army touring in uniform and on orders

No company are listed within the coverage

Observe that Alaska Lounge members don’t have to be touring with their visitor to buy a visitor go, so you possibly can snag the discounted charge of $35 for any of your family and friends who would in any other case need to pay $65 for a day go in the event that they bought it themselves.

Youngsters underneath 2 years previous can enter Alaska Lounges freed from cost when accompanied by an grownup.

Alaska's SEA-NRT inaugural flight
SEAN CUDAHY/THE POINTS GUY

Associated: Is that this new area one of the best Alaska Airways lounge within the nation?

American Airways Admirals Membership

There are various methods to entry Admirals Membership lounges, however the simplest way is with the Citi® / AAdvantage® Govt World Elite Mastercard®. Though the cardboard comes with a hefty $595 annual charge, a stand-alone Admirals Membership membership prices as much as $850 a 12 months, so it is a worthwhile deal for loyal American Airways flyers.

Associated: Three the explanation why that is one of the best card for Admirals Membership lounge entry

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Entry typeGuest coverage

Quick household (companion and youngsters underneath 18) or as much as two company

Citi/AAdvantage Govt cardholders and approved customers

Quick household (companion and youngsters underneath 18) or as much as two company

As much as three kids underneath the age of 18

Lively U.S. army touring on orders and in uniform

Quick household (companion and youngsters underneath 18) or as much as two company

First-class passengers on qualifying worldwide flights

One visitor over age 2; no company for business-class passengers

AAdvantage Platinum members and better flying on qualifying worldwide flights (no matter class)

One visitor over age 2

Oneworld Emerald and Sapphire members from different Oneworld loyalty packages on all American and Oneworld flights

One visitor over age 2

As much as three kids underneath 18

Admirals Club DCA
ZACH GRIFF/THE POINTS GUY

American Specific Centurion Lounges

These playing cards grant you entry to American Specific Centurion Lounges, in addition to Sidecar by The Centurion Lounge areas after they open in 2026. Visitor insurance policies rely on the cardboard you have got and your annual spending, however most cardholders should pay to usher in company (besides kids underneath 2 years previous, who get in free). Enrollment is required.

The knowledge for the Amex Company Platinum has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

When flying on Delta, Reserve and Enterprise Reserve cardholders can entry each Delta Sky Golf equipment and the Centurion lounges. The above visitor insurance policies apply when you choose to go to the Centurion Lounge.

Capital One Lounges

In a world as soon as dominated by airline lounges, bank card issuers have began constructing their very own lounge portfolios. Capital One at present has six lounges (together with one “Touchdown”), which have arguably change into victims of their very own success — and the issuer not too long ago tightened its visitor coverage to fight overcrowding.

Now, approved customers should pay $125 per 12 months for lounge entry, and each main and extra cardholders should pay a charge per visitor, per go to (except you spend $75,000 or extra in a calendar 12 months).

Entry typeGuest coverage

Company price $45 per grownup or $25 per baby age 2-17. You’ll be able to carry as much as two complimentary company to Capital One Lounges and one complimentary visitor to Capital One Landings per go to when you spend not less than $75,000 throughout your Enterprise X account per calendar 12 months.

capital-one-lounge-denver
KYLE OLSEN/THE POINTS GUY

Associated: Benefit from the approved consumer advantages on the Enterprise X whilst you can

As with many lounges, kids underneath 2 get in free.

Chase Sapphire Lounges

The next playing cards present entry to Chase Sapphire Lounges for each main cardholders and approved customers. Plus, all Precedence Move members can entry a Chase Lounge as soon as per calendar 12 months, even when the membership is thru a unique bank card.

Since two of those 4 playing cards are both not open to new candidates or are by invitation solely, your greatest guess for entry is to be a Sapphire Reserve cardholder, whether or not in private or enterprise type.

Entry typeGuest coverage

Major cardholders and approved customers can carry two company without spending a dime; extra company price $27 every. Youngsters underneath 2 incur no extra cost.

J.P. Morgan Reserve® (Observe: This card is by invitation solely)

Major cardholders and approved customers can carry two company without spending a dime; extra company price $27 every.

Ritz-Carlton™ Credit score Card (Observe: This card shouldn’t be open to new candidates)

Two company as of Jan. 15, 2026.

Can buy visitor access for a charge.

The knowledge for the J.P. Morgan Reserve and Ritz-Carlton playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Have in mind, you should activate your complimentary Precedence Move membership first and produce your Precedence Move card or present a QR code within the Precedence Move app to get into Sapphire lounges.

Associated: Chase unveils opening particulars for two new lounges, extra updates

Delta Sky Membership

There are a number of methods to enter a Delta Sky Membership, together with through a bank card, Delta Medallion elite standing or a Delta Sky Membership membership. Every has its personal insurance policies for company over 2 years of age; kids underneath that threshold obtain complimentary entry.

Entry typeGuest coverage

Delta Sky Membership Govt and Lifetime membership

Two company or your rapid household (companion and youngsters underneath 21); $50 (or 5,000 SkyMiles) per Sky Membership or $25 (or 2,500 SkyMiles) per Seize and Go go to for every extra visitor.

Delta Sky Membership Particular person member

Members will pay to carry their rapid household (companion and youngsters underneath 21) or as much as two company: $50 (or 5,000 SkyMiles) per visitor for Sky Membership or $25 (or 2,500 SkyMiles) per visitor for Seize and Go.

4 one-time visitor passes per 12 months, after which you’ll pay $50 per visitor at Sky Membership areas or $25 at Seize and Go areas. You’ll be able to carry your rapid household or as much as two company per go to.

Delta Gold Medallion standing or greater (SkyTeam Elite Plus standing), flying Delta One or Delta Premium Choose or the equal overseas

One visitor touring in Delta One or Delta Premium Choose (or an equal cabin).

SkyTeam Elite Plus from different SkyTeam airways flying internationally in any cabin

One visitor.

Delta One or SkyTeam premium cabin passenger

No company allowed.

Quick household (companion and youngsters underneath 21) or as much as two company at a per-visit charge of $50 per visitor at Sky Golf equipment or $25 at Seize and Go.

Single-visit go (not out there on the market)

No company allowed.

*Eligible Platinum Card Members will obtain 10 visits per eligible Platinum card per 12 months to Delta Sky Membership or Seize and Go when touring on a same-day Delta-operated flight.

DELTA AIR LINES

Plaza Premium lounges

Plaza Premium is a community of over 250 lounges throughout all six inhabited continents. You’ll be able to pay for a punch go or a day go, however you may solely be capable of carry company when you acquire entry by way of choose bank cards.

EMILY MCNUTT/THE POINTS GUY

Precedence Move lounges

Some premium journey playing cards supply complimentary Precedence Move Choose membership, which incorporates entry to over 1,600 lounges around the globe (enrollment could also be required). Some lounges don’t admit company, however listed here are the visitor insurance policies for those who do, with regard to our prime card picks.

Though most playing cards that embrace Precedence Move Choose membership permit lounge entry for you and as much as two company, workers can restrict the variety of company to manage capability, so visitor entry is not assured when the lounge is crowded.

The knowledge for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: 11 bank cards that provide Precedence Move airport lounge entry

the seating area at an airport lounge
ZACH GRIFF/THE POINTS GUY

United Membership

United makes use of a tiered method to visitor entry for its United Golf equipment, with a normal membership and an All-Entry membership. In order for you entry by way of a bank card, the United Membership℠ Card (see charges and costs) gives a complimentary United Membership membership.

Associated: Greatest for loyal flyers: United Membership Card assessment

Entry typeGuest coverage

United Membership particular person membership

You should purchase one-time visitor passes for $59.

United Membership membership through bank cards

One visitor and dependents underneath 18.

United Membership All Entry membership

Two grownup company or one grownup and dependents underneath 18.

United Premier Gold standing or greater (or Star Alliance Gold member) when flying on a world United or Star Alliance flight

One visitor on the identical flight.

Lively U.S. army personnel

Members of the family touring on the identical flight, topic to seating availability.

United or Star Alliance business-class passenger

No company allowed (besides kids underneath 2 years previous).

Star Alliance first-class passenger

One visitor.

Air Canada Maple Leaf Membership Worldwide and North America Plus members with a same-day Star Alliance boarding go

One visitor.

Virgin Australia Velocity Gold, Platinum or VIP members flying on a world United or Virgin Australia flight

One visitor.

United Membership one-time go

No company allowed (besides kids underneath 2 years previous).

ZACH GRIFF/THE POINTS GUY

It is price noting that these entry insurance policies don’t apply to United’s premium Polaris lounges. These are accessible solely to passengers flying in United Polaris long-haul enterprise class or in long-haul enterprise or firstclass with a Star Alliance companion airline.

Backside line

As you possibly can see, visitor insurance policies fluctuate broadly relying on the kind of lounge and the way you acquire entry. As a common rule, kids aged 2 or youthful can often tag alongside without spending a dime, however buying lounge passes for different company can add up quick. You should definitely perceive the visitor coverage that applies to you earlier than you head to the airport to keep away from disagreeable surprises.

Should you’re making an attempt to decide on a bank card for lounge entry, these visitor insurance policies ought to issue into your determination when you incessantly journey with companions.



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