The Chase Sapphire Most well-liked® Card (see charges and costs) is filled with advantages in alternate for its modest $95 annual charge.
Probably the most helpful is its as much as $100 annual resort assertion credit score, obtainable every account anniversary yr for pay as you go resort stays booked by means of Chase Journey℠. By itself, this credit score can greater than offset the card’s annual charge.
At TPG, it is no secret we take into account the Sapphire Most well-liked probably the greatest journey bank cards. If it is not already in your pockets, it is best to take into account making use of — particularly now, because the card is providing a stellar 100,000 bonus factors, earned after spending $5,000 on purchases within the first three months from account opening.
Here is how one can make the most of the Sapphire Most well-liked’s resort profit, together with some fast one-night getaways.
use the $100 annual resort credit score on the Chase Sapphire Most well-liked in 2026
Reserving a resort by means of Chase Journey to unlock the $100 assertion credit score on the Sapphire Most well-liked is comparatively simple — there’s nothing you’ll want to activate first.
First, log in to your Chase account in your machine.
On desktop, choose “Journey” on the right-hand facet of the display screen. On the cellular app, choose “Advantages & journey” on the underside menu bar after which the “E-book journey” icon on the following display screen.
When you’re within the Chase Journey portal, test the drop-down within the top-right nook (desktop) or on the high (cellular app) to verify your Sapphire Most well-liked is chosen.
From right here, you may decide a vacation spot, decide your dates and browse obtainable inns.
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How I used my $100 resort assertion credit score
After attending an Atlanta Braves baseball sport with my household on Friday, I made a decision to increase my keep by means of Sunday.
I searched on Chase Journey for Atlanta-area inns round $100 per night time. I discovered the Atlanta Marriott Alpharetta, about 25 minutes from Truist Park. At $135 per night time, I’d pay $35 out of pocket with my Sapphire Most well-liked for a pleasant suburban resort.
I chosen my room and toggled to “Pay with card” versus sticking with the “Use factors choice” that was robotically chosen. Then I checked out.
After coming into my private data, my reservation was confirmed, and the pending cost appeared instantly in my current transactions.
Different examples of use your $100 resort assertion credit score
There is not only one “proper” method to make use of the Sapphire Most well-liked’s resort credit score.
You may apply it towards an extended resort keep or, like I did, use it to scale back the price of a one-night getaway.
To discover a inexpensive keep, you may filter by your minimal and most nightly worth.
This fashion, you might discover stays that basically pack a punch if you apply the cardboard’s $100 credit score.
TPG bank cards editor Olivia Mittak not too long ago lined most of the price of an in a single day keep after a live performance on the Vacation Inn Specific & Suites Bend South, paying simply $46 out of pocket after making use of the credit score.
Associated: redeem Chase Final Rewards factors for optimum worth
Ideas for utilizing the Sapphire Most well-liked resort credit score
You could use your Sapphire Most well-liked and e book by means of the Chase Journey portal to obtain this credit score. You will not earn it in case you e book instantly with the resort or by means of one other web site.
The phrases and circumstances learn:
An announcement credit score (as much as an annual most of $100) will robotically be utilized when your card is used for resort lodging purchases made by means of Chase Journey.The primary $100 in Chase Journey resort purchases is not going to earn rewards factors.
To obtain the complete $100, it’s important to spend at the least $100.
You could earn loyalty program factors in sure applications on your keep, despite the fact that Chase Journey is taken into account an exterior journey reserving service. With some bookings, you might even see a “loyalty program eligible” tag. Or, you might get fortunate and have your factors added to your keep whatever the tag.
In my case, I added my Marriott Bonvoy quantity to my reserving at checkout and obtained Marriott factors for my keep — however this isn’t assured for all bookings.
As a result of this will not work for each resort or each loyalty program, it may very well be a good suggestion to e book impartial or boutique inns with out a loyalty program by means of the Chase Journey portal.
Associated: Chase Sapphire Most well-liked 100,000-point bonus — all of your questions answered
How lengthy does it take for the Chase Sapphire Most well-liked resort credit score to submit?
In response to the profit phrases, the $100 credit score ought to hit your account inside three enterprise days, however it could take as much as 4 weeks.
In my expertise, the credit score was posted the day after my keep.
Associated: 8 Chase Sapphire Most well-liked advantages you won’t learn about in 2026
Is the $100 Chase Sapphire Most well-liked resort credit score value it?
Contemplating the $100 resort credit score on the Sapphire Most well-liked has nearly no restrictions besides that you’ll want to e book your keep on the Chase Journey portal, it is a no-brainer. It additionally successfully offsets the cardboard’s annual charge.
Simply keep in mind that the profit resets every account anniversary yr moderately than every calendar yr, so it is value retaining observe of when your account was opened.
Associated: The 8 greatest bank cards with annual charges below $100
Backside line
The Sapphire Most well-liked’s as much as $100 annual resort credit score is likely one of the best assertion credit to maximise. Whether or not you employ it for a one-night getaway, a stopover throughout an extended journey or half of a bigger trip, it may well simply offset the cardboard’s $95 annual charge.
Think about using it for a boutique or impartial resort so you do not forgo any qualifying elite nights or resort factors. Or use it in a case like mine, the place I used to be locked right into a sure weekend, and the credit score proved helpful.
Mixed with the cardboard’s sturdy incomes charges, helpful switch companions and present 100,000-point welcome provide, it is one of the compelling advantages on one among our favourite mid-tier journey rewards playing cards.
To be taught extra, learn our full evaluation of the Chase Sapphire Most well-liked.
Apply right here: Chase Sapphire Most well-liked
