Chase simply launched its highest-ever Chase Sapphire Reserve® (see charges and charges) bonus — and it could be one of the crucial invaluable bank card provides we have seen in years.
New candidates can earn 150,000 Chase Final Rewards factors after spending $6,000 on purchases within the first three months from account opening. That is a serious enhance from latest provides and ranks the cardboard extremely in opposition to its premium card opponents.
Even with a bonus this huge, the important thing query stays: Is that this a deal price leaping on proper now, or must you await one thing higher?
How good is that this 150,000-point supply?
That is the greatest publicly accessible supply we have ever seen on the Sapphire Reserve.
The newest supply was for 125,000 factors with the identical $6,000 minimal spending requirement (not accessible). Earlier than that, provides have been usually a lot decrease.
There was additionally a really focused supply of as much as 175,000 factors in late 2025 (not accessible), and there isn’t any indication it would return.
That makes the present supply particularly compelling: You are getting an additional 25,000 factors for the very same spending requirement.
TPG’s April 2026 valuations peg Final Rewards factors at 2.05 cents every, making this bonus price $3,075.
What can 150,000 factors truly get you?
The actual worth comes from how you employ the factors.
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In the event you use Chase Final Rewards factors to guide issues like flights and inns by way of the Chase Journey℠ portal, you will get a worth of as much as 2 cents per level because of Factors Increase.
Meaning your 150,000-point bonus can be price as much as $3,000.
In the event you fancy a luxurious resort, Chase simply launched a curated listing of high-end inns the place you may stand up to 2.5 cents per level.
Final Rewards factors will also be transferred to 14 airline and resort companions at a 1:1 ratio, which is commonly essentially the most invaluable technique to redeem your factors.
In the event you maximize switch companions, it is completely attainable to get way over $3,000 in journey worth from this bonus alone.
Listed here are just a few real-world examples:
Scandinavian Airways premium economic system for 4 passengers from New York’s John F. Kennedy Worldwide Airport (JFK) to Copenhagen Airport (CPH)
150,000 (plus $22.40)
$14,862
9.9 cents
Swiss enterprise class for 2 passengers from Miami Worldwide Airport (MIA) to Zurich Airport (ZRH)
140,000 (plus $114.82)
$13,503
9.6 cents
A seaside villa for 3 nights on the Park Hyatt Maldives Hadahaa
75,000 (off-peak on present award chart)
$2,819
3.8 cents
United premium economic system for 2 passengers from Chicago’s O’Hare Worldwide Airport (ORD) to Tokyo’s Haneda Airport (HND)
130,000 (plus $11.20)
$4,829
3.7 cents
Why is that this supply so compelling?
Massive bonuses aren’t new, however bonuses at this degree, on a card just like the Sapphire Reserve, are nonetheless uncommon.
Past the elevated bonus, the Sapphire Reserve stays one of the crucial complete premium journey playing cards.
The spending requirement stays $6,000, however you will earn considerably extra factors in return — they usually stay among the many most versatile accessible.
Key advantages embrace:
For many TPGers, the mixture of lounge entry and versatile factors is what retains it invaluable, regardless of the excessive annual payment.
Associated: Chase Sapphire Reserve assertion credit: What they’re and the way to use them
Who’s eligible for this bonus?
As with most Chase playing cards, there are two key restrictions to remember:
In follow, this implies:
In the event you’ve opened 5 or extra private bank cards prior to now 24 months, you are unlikely to be authorized.In the event you’ve earned a Sapphire Reserve bonus earlier than, you are unlikely to earn one other one.
Do you have to apply now?
That is the most effective publicly accessible supply we have seen on the Sapphire Reserve, which makes this the most effective time to use.
Whereas a focused supply of as much as 175,000 factors existed prior to now (not accessible), there isn’t any indication that it’s going to return.
In the meantime, public provides at this degree do not come round usually, and, after they do, they do not all the time final lengthy.
As an alternative of making an attempt to time a greater deal, your resolution ought to come down as to whether the cardboard suits your way of life.
Earlier than making use of, ask your self:
Can I comfortably meet the $6,000 spending requirement in three months?Will I get sufficient worth from the cardboard’s perks to justify the $795 annual payment?Do I plan to make use of Final Rewards factors successfully (by means of switch companions or the Chase Journey portal)?
If the reply to the above questions is sure, it is a sturdy alternative to earn a big stash of invaluable factors.
Backside line
The 150,000-point bonus on the Chase Sapphire Reserve is the most effective publicly accessible supply we have seen on the cardboard. Primarily based on TPG’s valuations, the bonus alone is price greater than $3,000 earlier than factoring within the card’s premium perks.
That is the most effective time to use if you happen to can meet the spending requirement and get ongoing worth from the cardboard’s advantages.
To study extra, learn our full assessment of the Chase Sapphire Reserve.
Apply right here: Earn 150,000 bonus factors with the Chase Sapphire Reserve.
