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The very best time to use for Chase’s United playing cards

February 25, 2026
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The very best time to use for Chase’s United playing cards
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Chase has a powerful roster of six United Airways playing cards, every with its personal set of perks and advantages to justify a place in your pockets. Like most journey rewards playing cards, every United card gives its personal welcome bonus to freshly accepted cardholders.

These welcome bonuses are the easiest way to reap a yield of many United miles without delay. That is why it is crucial to be sure you apply on the proper time.

On this information, we’ll stroll you thru every United card’s supply historical past and when to use. (Understand that gives can change at any time, and a few of the gives on this web page could now not be obtainable.)

Be aware that we’ll solely focus on publicly obtainable welcome gives right here. Nonetheless, you may obtain focused gives with extra bonus miles.

Greatest United welcome gives

CardBest welcome supply we have seenWhen to use

Earn 30,000 bonus miles after spending $1,000 on purchases within the first three months from account opening.

When the welcome supply is 30,000 miles or extra.

Earn 80,000 bonus miles after spending $3,000 on purchases inside three months from account opening.

When the supply is 60,000 miles or extra.

Earn 100,000 bonus miles and three,000 PQPs after spending $4,000 on purchases within the first three months from account opening.

When the supply is 80,000 miles or extra plus PQPs

Earn 100,000 bonus miles after spending $5,000 on purchases in three months from account opening.

When the supply is 90,000 miles or extra; bonus PQPs sweeten the deal

Earn as much as 150,000 bonus miles: Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening.

When the supply is 100,000 miles or extra; bonus PQPs sweeten the deal

Earn 125,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

When the supply is 90,000 miles or extra; bonus PQPs sweeten the deal

The knowledge for the United Membership Enterprise Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

United Gateway card

For anybody seeking to dip their toes into airline playing cards, the no-annual-fee United Gateway could also be a superb possibility.

United Gateway card art
THE POINTS GUY

Welcome supply historical past

Listed below are the current welcome gives on the United Gateway card.

Approximate dateWelcome offerValue*

Earn 30,000 miles after spending $1,000 on purchases within the first three months from account opening.

$450

Earn 20,000 miles after spending $1,000 on purchases within the first three months from account opening.

$300

Earn 30,000 miles after spending $1,000 on purchases within the first three months from account opening.

$450

Earn 20,000 miles after spending $1,000 on purchases within the first three months from account opening.

$300

November 2024 to January 2025

Earn 30,000 miles after spending $1,000 on purchases within the first three months from account opening.

$450

Earn 20,000 miles after spending $1,000 on purchases within the first three months from account opening.

$300

Earn 30,000 miles after spending $1,000 on purchases within the first three months from account opening.

$450

Earn 20,000 miles after spending $1,000 on purchases within the first three months from account opening.

$300

November 2023 to March 2024

Earn 30,000 miles after spending $1,000 on purchases within the first three months from account opening.

$450

Earn 20,000 miles after spending $1,000 on purchases within the first three months from account opening.

$300

Earn 30,000 miles after spending $1,000 on purchases within the first three months from account opening.

$450

Earn 20,000 miles after spending $1,000 on purchases within the first three months from account opening.

$300

November 2022 to January 2023

Earn 30,000 miles after spending $1,000 on purchases within the first three months from account opening.

$450

Earn 20,000 miles after spending $1,000 on purchases within the first three months from account opening.

$300

Earn 30,000 miles after spending $1,000 on purchases within the first three months from account opening.

$450

November 2021 to June 2022

Earn 20,000 miles after spending $1,000 on purchases within the first three months from account opening.

$300

*Bonus supply worth is predicated on TPG’s February 2026 valuations and isn’t offered by the bank card issuer.

Highest welcome supply

This card’s highest-ever welcome supply has been 30,000 bonus miles after spending $1,000 within the first three months of account opening.

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When to use

We suggest making use of each time this card’s welcome supply is 30,000 miles or extra.

Be taught extra: United Gateway Card

United Explorer card

Though the United Explorer has an annual charge of $150 ($0 for the primary yr), it gives nice advantages for semifrequent United flyers, like two United Membership passes and a free checked bag if you pay on your flight along with your card.

United Explorer card art
THE POINTS GUY

Welcome supply historical past

Listed below are the current gives we have seen on the United Explorer.

Approximate dateOfferValue*

Earn 70,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$1,050

Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$900

Earn 80,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$1,200

November 2024 to March 2025

Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$900

Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$750

Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$900

Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months of account opening.

$750

November 2023 to March 2024

Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$900

Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$750

Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$900

December 2022 to June 2023

Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$750

November to December 2022

Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$900

Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening.

$750

Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after $6,000 whole in purchases within the first six months from account opening.

As much as $1,050

September 2021 to February 2022

Earn 40,000 bonus miles after spending $2,000 on purchases within the first three months from account opening.

$600

*Bonus supply worth is predicated on TPG’s valuations and isn’t offered by the bank card issuer.

Highest welcome supply

This card’s highest-ever supply has been 80,000 bonus miles after spending $3,000 on purchases inside three months from account opening.

When to use

We suggest ready to use till this card gives a welcome bonus of 60,000 miles or extra.

Be taught extra: United Explorer Card

United Quest Card

In case you fly United regularly however do not need to decide to a premium card, the United Quest could also be for you. Whereas it has a excessive annual charge of $350, it gives quite a few assertion credit and United-specific perks to make up for that.

Hands holding credit cards
THE POINTS GUY

Welcome supply historical past

Listed below are the current gives we have seen on the United Quest card.

Approximate dateOfferValue*

Earn 80,000 bonus miles and three,000 PQPs after spending $4,000 on purchases within the first three months from account opening.

$1,200 (not together with the worth of three,000 PSPs)

August 2025 to January 2026

Earn 70,000 bonus miles and 1,000 PQPs after spending $4,000 on purchases within the first three months from account opening.

$1,050 (not together with the worth of 1,000 PQPs)

Earn 100,000 bonus miles and three,000 PQPs after spending $4,000 on purchases within the first three months from account opening.

$1,500 (not together with the worth of 500 PQPs)

Earn 90,000 bonus miles and 500 PQPs after spending $4,000 on purchases within the first three months from account opening.

$1,350 (not together with the worth of 500 PQPs)

November 2024 to March 2025

Earn 70,000 bonus miles and 500 PQPs after spending $4,000 on purchases within the first three months from account opening.

$1,050 (not together with the worth of 500 PQPs)

Earn 60,000 bonus miles and 500 PQPs after spending $4,000 on purchases within the first three months from account opening.

$900 (not together with the worth of 500 PQPs)

Earn 70,000 bonus miles and 500 PQPs after spending $4,000 on purchases within the first three months from account opening.

$1,050 (not together with the worth of 500 PQPs)

Earn 60,000 bonus miles and 500 PQPs after spending $4,000 within the first three months of account opening.

$900 (not together with the worth of 500 PQPs)

November 2023 to March 2024

Earn 70,000 bonus miles and 500 PQPs after spending $4,000 on purchases within the first three months from account opening.

$1,050 (not together with the worth of 500 PQPs)

Earn 60,000 bonus miles and 500 PQPs after spending $4,000 on purchases within the first three months from account opening.

$900 (not together with the worth of 500 PQPs)

Earn 70,000 bonus miles and 500 PQPs after spending $4,000 on purchases within the first three months from account opening.

$1,050 (not together with the worth of 500 PQPs)

Earn 60,000 bonus miles and 500 PQPs after spending $4,000 on purchases within the first three months from account opening.

$900 (not together with the worth of 500 PQPs)

November to December 2022

Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,200

Earn 70,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.

$1,050

Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,200

Earn 70,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.

$1,050

October 2021 to January 2022

Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,200

*Bonus supply worth is predicated on TPG’s valuations and isn’t offered by the bank card issuer.

Highest welcome supply

This card’s highest-ever bonus was when this card provided 100,000 miles and three,000 PQPs after spending $5,000 on purchases within the first three months from account opening.

When to use

We suggest ready till you see a proposal of 80,000 miles or extra plus PQPs to use.

Be taught extra: United Quest Card

United Membership Card

As the highest shopper United card obtainable, it is no shock that the United Membership Card comes with a hefty $695 annual charge. In change for that, nevertheless, it comes with a great deal of advantages, making it the only option for United’s largest followers.

United Club card picture
THE POINTS GUY

Welcome supply historical past

Listed below are the welcome gives we have seen on the United Membership Card.

Approximate dateOfferValue*

Earn 90,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,350

Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,200

Earn 90,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,350

Earn 95,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,425

November 2024 to March 2025

Earn 90,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,350

Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,200

Earn 90,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,350

Earn 80,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,200

November 2023 to January 2024

Earn 90,000 bonus miles after spending $5,000 on purchases within the first three months from account opening.

$1,350

Earn 80,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,200

Earn 80,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases inside three months from account opening.

$1,200 (not together with the worth of 1,000 PQPs)

November 2022 to January 2023

Earn 100,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,500

Earn 80,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,200

Earn 100,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,500

*Bonus supply worth is predicated on TPG’s valuations and isn’t offered by the bank card issuer.

Highest welcome supply

The United Membership Card’s highest-ever welcome supply has been 100,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

When to use

Earlier than pulling the set off on an software, anticipate a proposal of 90,000 miles or extra. If United standing is on the desk for you, it could make sense to attend for a proposal that features bonus PQPs.

Be taught extra: United Membership Card

United Enterprise Card

In case you’re a enterprise proprietor who flies with United often, the comparatively inexpensive $150-per-year annual charge United Enterprise Card could also be the very best decide for you.

Hands holding credit cards
THE POINTS GUY

Welcome supply historical past

Listed below are the current welcome gives we have seen on the United Enterprise Card.

Approximate dateOfferValue*

Earn 100,000 bonus miles and a couple of,000 PQP after spending $5,000 on purchases within the first three months of account opening.

$1,500 (not together with the worth of two,000 PQPs)

November 2025 to January 2026

Earn 75,000 bonus miles and a couple of,000 PQP after spending $5,000 on purchases within the first three months from account opening.

$1,125 (not together with the worth of two,000 PQPs)

Earn 100,000 bonus miles and a couple of,000 PQP after spending $5,000 on purchases within the first three months of account opening.

$1,500 (not together with the worth of two,000 PQPs)

Earn 75,000 bonus miles and a couple of,000 PQPs after spending $5,000 on purchases inside three months from account opening.

$1,125 (not together with the worth of two,000 PQPs)

Earn 125,000 bonus miles after spending $5,000 inside three months from account opening.

$1,875

Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,125

Earn 100,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,500

November 2023 to January 2024

Earn 50,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$750

Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,125

Earn 50,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$750

Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,125

Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening.

As much as $2,250

Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,125

Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening.

As much as $2,250

*Bonus supply worth is predicated on TPG’s valuations and isn’t offered by the bank card issuer.

Highest welcome supply

This card’s highest-ever supply included as much as 150,000 bonus miles: New cardholders may earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening, plus an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening.

When to use

Your greatest guess is to use when this card’s welcome supply is 100,000 miles or extra. These aiming for United standing ought to anticipate a proposal that features bonus PQPs.

Be taught extra: United Enterprise Card

United Membership Enterprise Card

In case you’re a United loyalist with a enterprise, you need to take into account the $695-per-year United Membership Enterprise Card.

Hands holding credit cards
THE POINTS GUY

Welcome supply historical past

Listed below are the current welcome gives we have seen on the United Membership Enterprise.

Approximate dateOfferValue*

Earn 100,000 bonus miles and a couple of,000 PQP after spending $5,000 on purchases within the first three months of account opening.

$1,500 (not together with the worth of two,000 PQPs)

November 2025 to January 2026

Earn 80,000 bonus miles and a couple of,000 PQP after spending $5,000 on purchases within the first three months from account opening.

$1,200 (not together with the worth of two,000 PQPs)

Earn 100,000 bonus miles and a couple of,000 PQP after spending $5,000 on purchases within the first three months of account opening.

$1,500 (not together with the worth of two,000 PQPs)

Earn 80,000 bonus miles and a couple of,000 PQPs after spending $5,000 on purchases inside three months from account opening.

$1,200 (not together with the worth of two,000 PQPs)

Earn 125,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,875

August 2024 to March 2025

Earn 50,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases inside three months from account opening.

$750 (not together with the worth of 1,000 PQPs)

Earn 75,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases inside three months from account opening.

$1,125 (not together with the worth of 1,000 PQPs)

October 2023 to January 2024

Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,125

Earn 50,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$750

November 2022 to June 2023

Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,125

Earn 100,000 bonus miles after spending $10,000 on purchases inside three months from account opening.

$1,500

Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,125

Earn 100,000 bonus miles after spending $10,000 on purchases inside three months from account opening.

$1,500

September 2021 to January 2022

Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

$1,125

*Bonus supply worth is predicated on TPG’s valuations and isn’t offered by the bank card issuer.

Highest welcome supply

When this card had its highest-ever supply, enterprise homeowners may earn 125,000 bonus miles after spending $5,000 on purchases inside three months from account opening.

When to use

We suggest potential cardholders anticipate a welcome supply of 90,000 miles or extra earlier than sending in an software. These searching for a standing increase ought to anticipate a proposal that features bonus PQPs.

Be taught extra: United Membership Enterprise Card

Backside line

Ready for the suitable time to use for a card is necessary. You need to be sure you can get the very best welcome supply obtainable, particularly since many playing cards block you from incomes a number of welcome bonuses on them in a sure time-frame.

Chase’s portfolio of United-branded playing cards gives some incredible advantages. Whether or not you fly United yearly or each month, it is price exploring these playing cards to see which one matches your pockets.

To study extra about bank card bonus gives over time, try the next:



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